5539 Sabal Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5539 Sabal Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,126 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$510,265 (2022)
Tax Bill	$5,246.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`162531552400010640`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,126 sqft Heated Area
Gross Area	2,720 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5539 SABAL DR
City	SAINT CLOUD
State	FL
Zip	34771-7643
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 1 PB 29 PGS 73-78 LOT 64
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 1
Legal Phase	1
Legal Tract	5524
Legal Lot Number	64
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 162531552400010640

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5539 SABAL DR, SAINT CLOUD, FL 34771-7643
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2022 · Amount on Record
Deed Sale	Sep 08, 2022 · Amount on Record
Deed Doc Number	2022136781
Deed Book / Page	6282 / 1532
Record Refreshed	Jun 08, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 08, 2022
Property Address	5539 SABAL DR, SAINT CLOUD, FL 34771-7643
Document Number	0062821532
Book / Page	6282 / 1532
Map Reference	MB 29 PG 73-78
Instrument Date	Aug 30, 2022
Instrument	2022136781
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,572.10
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE # 450, 450, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5539 SABAL DR, SAINT CLOUD, FL 34771-7643

Mortgage

Document Number	0062821534
Date	Sep 08, 2022
Instrument	6282/1534

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,246.00 (-7.62%) Homeowner's exemption	$368,100 (+1.63%) Land $75,000 Building $293,100	$368,100 (+1.63%) Land $75,000 Building $293,100
2023	$5,679.00 (+26.76%)	$362,200 (+13.08%) Land $75,000 Building $287,200	$362,200 (+13.08%) Land $75,000 Building $287,200
2022	$4,480.00	$320,300 Land $55,000 Building $265,300	$320,300 Land $55,000 Building $265,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	About 1 in 130 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.