5546 Peanuts Ln, Waldorf, MD 20602 Property Records

Charles County property record for 5546 Peanuts Ln, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,220 sqft · built 2014
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Feb 2022)
Tax Bill	$10,676 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-353136`

Property Details

APN / Parcel Number

Primary APN	`08-353136`
Alternative APN	`353136`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	740 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,786 sqft (0.041 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	353136
Street Address	5546 PEANUTS LN
City	WALDORF
State	MD
Zip	20602-3279
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UNK
Legal Description	LOT E24 - 0.0413 AC. FIELDSIDE NBRHOOD PARCEL ST. CHARLES SUB
Legal Subdivision	ST. CHARLES SUB
Legal Block	1
Legal Lot Number	E24
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1048
Census Tract	850904

Owner

5546 Peanuts Ln, a townhouse, is owned and occupied by an individual who bought it in February 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5546 PEANUTS LN, WALDORF, MD 20602-3279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 25, 2022	Special Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 11, 2020	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Nov 26, 2014 · Amount on File
Deed Book / Page	12415 / 409
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5546 PEANUTS LN, WALDORF, MD 20602-3279
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 PEANUTS LN, WALDORF, MD 20602-3279

Mortgage

Document Number	0113320391
Date	Sep 21, 2020
Book Page	11332/391

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2050

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 25, 2022
Property Address	5546 PEANUTS LN, WALDORF, MD 20602-3279
Document Number	0124150409
Book / Page	12415 / 409
Map Reference	MB 59 PG 269-278
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5546 PEANUTS LN, WALDORF, MD 20602-3279

Mortgage

Document Number	0012415422
Date	Feb 25, 2022
Instrument	12415/422

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.37%
Index	5-Year CMT
Margin	2
Max Rate	8.37%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	5546 PEANUTS LN, WALDORF, MD 20602-3279
Document Number	0113240162
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 PEANUTS LN WALDORF MD 206023279, WALDORF, MD 20602-3279

Mortgage

Document Number	0113240162
Date	Sep 16, 2020
Book Page	011324/000162

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 5546 Peanuts Ln was $10,676.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,000 Land $90,000 Building $284,000	$374,000 Land $90,000 Building $284,000
2025	$10,676.00
2023	$5,750.00	$306,300 Land $90,000 Building $216,300	$306,300 Land $90,000 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5546 Peanuts Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5546 Peanuts Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile.

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