5542 Peanuts Ln, Waldorf, MD 20602 Property Records

Charles County property record for 5542 Peanuts Ln, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,347 sqft · built 2014
Lot Size	0.052 acres (2,265 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Dec 2025)
Tax Bill	$5,227 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-353138`

Property Details

APN / Parcel Number

Primary APN	`08-353138`
Alternative APN	`353138`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,347 sqft Living Area
1st Floor Area	793 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,265 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	353138
Street Address	5542 PEANUTS LN
City	WALDORF
State	MD
Zip	20602-3279
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UNK
Legal Description	LOT E26 - 0.0516 AC. FIELDSIDE NBRHOOD PARCEL ST. CHARLES SUB
Legal Subdivision	ST. CHARLES SUB
Legal Block	1
Legal Lot Number	E26
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1048
Census Tract	850904

Owner

5542 Peanuts Ln, a townhouse, is owned and occupied by an individual who bought it in December 2025.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5542 PEANUTS LN, WALDORF, MD 20602-3279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Jul 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	May 13, 2015 · Amount on File
Deed Book / Page	13909 / 328
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 23, 2025
Property Address	5542 PEANUTS LN, WALDORF, MD 20602-3279
Document Number	0139090328
Book / Page	13909 / 328
Map Reference	MB 59 PG 269-278
Instrument Date	Jul 3, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5542 PEANUTS LN, WALDORF, MD 20602-3279

Mortgage

Document Number	0013909335
Date	Dec 23, 2025
Instrument	13909/335

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2055

Mortgage

Document Number	0139090357
Date	Dec 23, 2025
Book Page	13909/357

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5542 PEANUTS LN, WALDORF, MD 20602-3279
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110160277
Date	Feb 24, 2020
Book Page	11016/277

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	May 1, 2045

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5542 PEANUTS LN, WALDORF, MD 20602-3279
Document Number	0100270277
Book / Page	010027 / 000277
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5542 PEANUTS LN WALDORF MD 206023279, WALDORF, MD 20602-3279

Mortgage

Document Number	0100270277
Date	Oct 16, 2017
Book Page	010027/000277

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 15, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 5542 Peanuts Ln was $5,227.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,900 (+7.27%) Land $90,000 Building $306,900	$396,900 (-) Land $90,000 Building $306,900
2025	$5,227.00	$370,000	$396,900 Land $90,000 Building $306,900
2023	$5,857.00	$316,200 Land $90,000 Building $226,200	$316,200 Land $90,000 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5542 Peanuts Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5542 Peanuts Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile.

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