5545 Steele Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5545 Steele Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 1968
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7497-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7497-5`
Alternative APNs	`10-3N-25-0000-0003-0000` `25N310000000030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	1,819 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	114,127 sqft (2.62 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Slab
Porch Area	368 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5545 STEELE RD
City	BAKER
State	FL
Zip	32531-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 4: COM NW COR OF SE1/4 OF NE1/4 S 190.97FT TO POB E 261.06FT N 160.96FT E 96.15FT S 357.5FT W 455.52FT TO E R/W STEEL RD THC N ALG R/W 196.58FT E 99.81FT TO POB
Legal Range	25W
Legal Township	03N
Legal Section	10
Legal Block	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3040
Census Tract	20102

Owner

Source: Okaloosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 794, BAKER, FL 32531-0794
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Intrafamily Transfer, Transfer
Nov 29, 2023	Intrafamily Transfer, Transfer
Nov 29, 2023	Intrafamily Transfer, Transfer
Nov 29, 2023	Intrafamily Transfer, Transfer
Jun 1, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 21, 2023
Transfer Doc	0003659479
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Nov 29, 2023
Property Address	5545 STEELE RD, BAKER, FL 32531-5329
Document Number	0003659493
Instrument Date	Nov 27, 2023
Instrument	3659493
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 794, BAKER, FL 32531-0794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 794, BAKER, FL 32531-0794

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Nov 29, 2023
Property Address	5545 STEELE RD, BAKER, FL 32531-5329
Document Number	0003659490
Instrument Date	Nov 21, 2023
Instrument	3659490
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 794, BAKER, FL 32531-0794

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 794, BAKER, FL 32531-0794

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Nov 29, 2023
Property Address	5545 STEELE RD, BAKER, FL 32531-5329
Document Number	0003659479
Instrument Date	Nov 21, 2023
Instrument	3659479
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 794, BAKER, FL 32531-0794

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2345 FULTON CIR NW, ACWORTH, GA 30101-4401

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Nov 29, 2023
Property Address	5545 STEELE RD, BAKER, FL 32531-5329
Document Number	0003659492
Instrument Date	Nov 21, 2023
Instrument	3659492
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 794, BAKER, FL 32531-0794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 794, BAKER, FL 32531-0794

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 1, 2022
Property Address	5545 STEELE RD, BAKER, FL 32531-5329
Document Number	0036250516
Book / Page	3625 / 516
Instrument Date	May 31, 2022
Instrument	3554271
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 STEELE RD, BAKER, FL 32531-5329

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 27, 2019
Property Address	5545 STEELE RD, BAKER, FL 32531-5329
Document Number	0033863862
Book / Page	003386 / 003862
Instrument Date	Feb 22, 2019
Instrument	3261265
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5545 STEELE RD BAKER FL 325315329, BAKER, FL 32531-5329

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 20, 2017
Property Address	5545 STEELE RD, BAKER, FL 32531-5329
Document Number	0033302457
Book / Page	003330 / 002457
Instrument Date	Dec 15, 2017
Instrument	3178774
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5545 STEELE RD BAKER FL 325315329, BAKER, FL 32531-5329

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00 (-5.96%)	$194,813 (-5.84%) Land $17,138 Building $177,675	$194,813 (-27.77%) Land $17,138 Building $177,675
2023	$2,096.00 (+5.86%)	$206,892 (+7.32%) Land $36,404 Building $170,488	$269,710 (+5.51%)
2022	$1,980.00	$192,776 Land $35,639 Building $157,137	$255,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Mediacom Xtream Fixed Wireless	25 / 3

Nearby Properties on Steele Rd

Nearby Streets

All Baker, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures