5440 Steele Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5440 Steele Rd, Baker, FL 32531

Property Summary

Property Type	Vacant Land
Details	1 bd · 1 ba · 384 sqft · built 1976
Lot Size	12.4 acres (544,064 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2021)
Tax Bill	$556 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7509-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7509-7`
Alternative APNs	`10-3N-25-0000-0011-0000` `25N310000000110000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	384 sqft Total Area
1st Floor Area	384 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Roof Type	Gable
Roof Material	Other
Lot Area	544,064 sqft (12.4 acres)
Lot Depth	10 ft Depth
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	5440 STEELE RD
City	BAKER
State	FL
Zip	32531-8374
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	COM NW COR E1/2 OF SW1/4 S987.54 FT E1004.95 FT TO POB S1631.52 FT E317 FT N1631.56 FT W317 FT TO POB
Legal Range	25W
Legal Township	03N
Legal Section	10
Legal Block	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3041
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PSC 80 BOX 12426, APO, AP 96367-0027
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	20213498210
Deed Book / Page	3581 / 3027
Prior Transfer Date	Jul 6, 2012
Prior Transfer Doc	0030441005
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 20, 2021
Property Address	5440 STEELE RD, BAKER, FL 32531-8374
Document Number	0035813027
Book / Page	3581 / 3027
Instrument Date	Oct 14, 2021
Instrument	3498210
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6717 MCVAY RD, BAKER, FL 32531-8023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612A PEIHAM RD, FORT WALTON BEACH, FL 32547-3622

Mortgage

Document Number	0035813028
Date	Oct 20, 2021
Instrument	3581/3028

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA AC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$556.00 (+8.38%)	$51,409 (+12%) Land $51,409	$51,409 (+12%) Land $51,409
2023	$513.00 (+3.43%)	$45,900 (+5%) Land $45,900	$45,900 (+5%) Land $45,900
2022	$496.00	$43,715 Land $43,715	$43,715 Land $43,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Nearby Properties on Steele Rd

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