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5545 Drake Loop Rd, Middleburg, FL 32068 Property Records

Clay County property record for 5545 Drake Loop Rd, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,656 sqft · built 1991
Lot Size1.77 acres (77,101 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Nov 2023)
Tax Bill$2,238 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-05-23-000534-097-00

Property Details

APN / Parcel Number

Primary APN02-05-23-000534-097-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,656 sqft Heated Area
Gross Area2,246 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area77,101 sqft (1.77 acres)
Lot Dimensions336 ft deep x 230 ft wide
Garage TypeMixed
Garage Area1,000 sqft
CarportCarport
Carport Area400 sqft
PorchPorch
Porch Area190 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5545 DRAKE LOOP RD
CityMIDDLEBURG
StateFL
Zip32068-7420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 DUCK POND WEST UNIT 2 AS REC O R 4774 PG 1292
Legal Range23
Legal Township05
Legal Section02
Legal SubdivisionDUCK POND WEST
Legal Lot Number47
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2000
Census Tract30105

Owner

Source: Clay County records · APN 02-05-23-000534-097-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5545 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Sep 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Deed Document Number2023057205
Deed Book / Page4774 / 1292
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateNov 17, 2023
Property Address5545 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
Document Number0047741292
Book / Page4774 / 1292
Map ReferenceMB 13 PG 9-12
Instrument DateOct 30, 2023
Instrument2023057205
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address202 WOODS DR, NEW BRIGHTON, PA 15066-3646

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420

Mortgage

Document Number0047741294
DateNov 17, 2023
Instrument4774/1294
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address5545 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
Transaction TypeMortgage
Record UpdatedOct 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420

Mortgage

Document Number0046511430
DateSep 22, 2022
Book Page4651/1430
Instrument2022057589
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,238.00 (+37.72%) Homeowner's exemption$186,939 (+49.32%)$338,062 (+13.61%) Land $81,775 Building $256,287
2023$1,625.00 (+11.38%) Homeowner's exemption$125,193 (+3%)$297,552 (+16.35%) Land $49,956 Building $247,596
2022$1,459.00 Homeowner's exemption$121,547$255,740 Land $41,683 Building $214,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190301052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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