5577 Drake Loop Rd, Middleburg, FL 32068 Property Records

Clay County property record for 5577 Drake Loop Rd, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,356 sqft · built 1999
Lot Size	2.39 acres (104,108 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Aug 2019)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-05-23-000534-092-00`

Property Details

APN / Parcel Number

Primary APN	`02-05-23-000534-092-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	104,108 sqft (2.39 acres)
Lot Dimensions	496 ft deep x 210 ft wide
Garage Type	Carport
Garage Area	72 sqft
Carport	Carport
Carport Area	72 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	5577 DRAKE LOOP RD
City	MIDDLEBURG
State	FL
Zip	32068-7420
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	LOT 42 DUCK POND WEST UNIT 2 AS REC OR 4226 PG 1175
Legal Range	23E
Legal Township	05S
Legal Section	02
Legal Subdivision	DUCK POND WEST UNIT 2
Legal Lot Number	42
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2000
Census Tract	30105

Owner

Source: Clay County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Aug 28, 2019	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Sep 26, 2017	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	201946561
Deed Book / Page	4226 / 1175
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420

Mortgage

Document Number	0050180861
Date	Feb 27, 2026
Book Page	5018/861
Instrument	2026009292

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420

Mortgage

Document Number	0045071490
Date	Sep 10, 2021
Book Page	4507/1490
Instrument	2021057152

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 28, 2019
Property Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
Document Number	0042261175
Book / Page	4226 / 1175
Map Reference	MB 13 PG 9-12
Instrument Date	Aug 23, 2019
Instrument	2019046561
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420

Mortgage

Document Number	0042261177
Date	Aug 28, 2019
Instrument	4226/1177

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 26, 2017
Property Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420
Document Number	0040141723
Book / Page	4014 / 1723
Map Reference	MB13 PG9-12
Instrument Date	Sep 25, 2017
Instrument	2017048727
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5577 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7420

Mortgage

Document Number	2017048728
Date	Sep 26, 2017
Instrument	2017048728

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (+5.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$149,403 (+5.99%)	$274,553 (+25.18%) Land $90,540 Building $184,013
2024	$1,434.00 (-16.29%)
2023	$1,713.00 (+6.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$140,965 (+3%)	$219,328 (+20.16%) Land $58,673 Building $160,655
2022	$1,608.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,860	$182,528 Land $49,153 Building $133,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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