5545 Co Rd O, Wiggins, CO 80654 Property Records

Morgan County property record for 5545 Co Rd O, Wiggins, CO 80654

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 5,096 sqft · built 1999
Lot Size	5.72 acres (249,163 sqft)
Owner	Individual on Record
Last Sale	$300,000 (May 2026)
Tax Bill	$576 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1223-240-00-004`

Property Details

APN / Parcel Number

Primary APN	`1223-240-00-004`
Alternative APN	`R018356`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,096 sqft Total Area
1st Floor Area	2,020 sqft
Upper Floors Area	498 sqft
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	249,163 sqft (5.72 acres)
Garage Type	Attached
Garage Area	952 sqft
Porch	Slab
Porch Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5545 COUNTY ROAD O
City	WIGGINS
State	CO
Zip	80654-8515
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S 24 T 3 R 60 PARC SW14SE14 B1058 P730
Legal Range	60
Legal Township	03
Legal Section	24
Legal Subdivision	BLUE SKY PRESERVE PD
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1029
Census Tract	200

Owner

Source: Morgan County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Correction Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FMS BANK
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
May 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BOKF NA
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage COLORADO ST BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	2026962321
Last Transfer Date	May 27, 2026
Transfer Doc	0000962379
Record Updated	Sep 20, 2026

May 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MORGAN CO
Recording Date	May 27, 2026
Property Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515
Document Number	0000962379
Instrument Date	May 27, 2026
Instrument	2026962379
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	May 26, 2026
Property Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515
Document Number	0000962321
Instrument Date	May 22, 2026
Instrument	2026962321
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$3,030.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Recording Date	May 18, 2026
Property Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515
Document Number	0000962210
Instrument Date	May 15, 2026
Instrument	2026962210
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 BACHAR DR, FORT MORGAN, CO 80701-9212

Mortgage

Document Number	0000962210,
Date	May 18, 2026
Instrument	2026962210

Lender

Name	FMS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515

Mortgage

Document Number	0000937359
Date	Dec 13, 2021
Instrument	937359

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000951252
Date	May 14, 2024
Instrument	951252

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	5545 COUNTY ROAD O, WIGGINS, CO 80654-8515
Document Number	0000903655
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 COUNTY ROAD O WIGGINS CO 806548515, WIGGINS, CO 80654-8515

Mortgage

Document Number	0000903655
Date	Jan 23, 2017
Instrument	903655

Lender

Name	COLORADO ST BK&TR
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00 (-83.93%)	$7,270 (-85.2%) Land $7,270	$116,310 (-84.14%) Land $116,310
2024	$3,585.00 (-1.86%)	$49,130 (-6.97%) Land $7,100 Building $42,030	$733,220 (-6.98%) Land $105,940 Building $627,280
2023	$3,653.00 (+27.06%)	$52,810 (+40.6%) Land $7,630 Building $45,180	$788,220 (+45.85%) Land $113,890 Building $674,330
2022	$2,875.00	$37,560 Land $6,720 Building $30,840	$540,420 Land $96,690 Building $443,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

Nearby Properties on Co Rd O

Nearby Streets

All Wiggins, CO Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures