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4957 Co Rd O, Wiggins, CO 80654 Property Records

Morgan County property record for 4957 Co Rd O, Wiggins, CO 80654

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,820 sqft · built 1987
Lot Size80 acres (3,484,800 sqft)
Owner2 Individual Names on File
Tax Bill$2,010 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN1223-230-00-009

Property Details

APN / Parcel Number

Primary APN1223-230-00-009
Alternative APN
  • R020113

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,820 sqft Total Area
1st Floor Area2,420 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1992
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,484,800 sqft (80 acres)
Patio Area400 sqft
Pole Barn2,400 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4957 COUNTY ROAD O
CityWIGGINS
StateCO
Zip80654-8511
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS 23 T 3 R 60 PARC SE14 R860463
Legal Range60
Legal Township03
Legal Section23
JurisdictionMORGAN CO
Township / Civil DivisionWIGGINS
Census Block Group1
Census Block1038
Census Tract200

Owner

Source: Morgan County assessment roll, APN 1223-230-00-009, as of March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4957 COUNTY ROAD O, WIGGINS, CO 80654-8511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Closed-End Mortgage
GOLDEN BELT BANK FSA
Jul 30, 2020Deed of Trust, Mortgage · Line of Credit
GOLDEN BELT BK FSA
Feb 11, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 10, 2010
Transfer Doc0000860463
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address4957 COUNTY ROAD O, WIGGINS, CO 80654-8511
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanyNCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4957 COUNTY ROAD O, WIGGINS, CO 80654-8511

Mortgage

Document Number0000959537
DateNov 24, 2025
Instrument959537
Lender
NameGOLDEN BELT BANK FSA
TypeBank
AddressFORT MORGAN, CO 80701
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address4957 COUNTY ROAD O, WIGGINS, CO 80654-8511
Document Number0000926644
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedSep 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4957 COUNTY ROAD O WIGGINS CO 806548511, WIGGINS, CO 80654-8511

Mortgage

Document Number0000926644
DateAug 04, 2020
Instrument926644
Lender
NameGOLDEN BELT BK FSA
TypeBank
AddressFORT MORGAN, CO 80701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 03, 2025
Interest
Rate TypeAdjustable Rate

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMORGAN CO
Recording DateFeb 11, 2019
Property Address4957 COUNTY ROAD O, WIGGINS, CO 80654-8511
Document Number0000916789
Instrument DateFeb 04, 2019
Instrument916789
Transaction TypeTransfer
Record UpdatedFeb 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CREST DR LOG LANE VILLAGE CO 807054842, LOG LANE VILLAGE, CO 80705-4842

Tax Assessment & Valuation

Source: Morgan County assessment roll as of March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,010.00 (+16.66%)$25,840 (+11.48%) Land $760 Building $25,080$308,620 (+18.75%) Land $2,810 Building $305,810
2024$1,723.00$23,180 (-13.7%) Land $770 Building $22,410$259,890 (-17.47%) Land $2,900 Building $256,990
2023$1,723.00 (+20.15%)$26,860 (+43.33%) Land $770 Building $26,090$314,890 (+69.26%) Land $2,900 Building $311,990
2022$1,434.00$18,740 Land $750 Building $17,990$186,040 Land $2,820 Building $183,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (08087C), as of June 8, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080870002001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 4 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wiggins Telephone Association
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20
NE Colorado Cellular
Fixed Wireless		150 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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