5544 LARCH AVE RIALTO CA 923773940, RIALTO, CA 92377-3940
Mortgage
Document Number
0000112208
Date
Mar 30, 2018
Instrument
112208
Lender
Name
SWIFTSURE LNS
Address
SANTA ANA, CA 92705
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 29, 2048
September 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN BERNARDINO CA
Recording Date
Sep 29, 2017
Property Address
5544 LARCH AVE, RIALTO, CA 92377-3940
Document Number
0000405232
Map Reference
MB138 PG92&93
Instrument Date
Aug 25, 2017
Instrument
2017-0405232
Transaction Type
Transfer
Record Updated
Aug 31, 2021
Title Company
ORANGE COAST TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5544 LARCH AVE, RIALTO, CA 92377-3940
Mortgage
Document Number
0000405233
Date
Sep 29, 2017
Instrument
2017-0405233
Lender
Name
ANGEL OAK MORTGAGE SOLUTIONS LLC
Type
Mortgage Company
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
5.75%
Type Change Date
Oct 1, 2022
Change Frequency
Annually
Min Rate At Change
4%
Max Rate At Change
7.75%
Index
1-Year LIBOR
Margin
4
Max Rate
10.7%
Tax Assessment & Valuation
The 2025 property tax bill for 5544 Larch Ave was $4,939 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
Property Jurisdictions
Type
Name
State
California
County
San Bernardino County
Unified School District
Rialto Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$385,359 (+2%)Land $96,340Building $289,019
2025
$4,939.00Homeowner's exemption
$377,803Land $94,451Building $283,352
2023
$5,052.00 (+5.51%)Homeowner's exemption
$363,132Land $90,783Building $272,349
2022
$4,788.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 5544 Larch Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (1978)
Most Recent Claim
Feb 1978 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5544 Larch Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source
Surface water
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.