5543 Settlingstone Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5543 Settlingstone Ln, Saint Cloud, FL 34771

Property Summary

Property TypeResidential Vacant Land
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Oct 2025)
Tax Bill$3,790 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
APN042531352300014610

Property Details

APN / Parcel Number

Primary APN042531352300014610

Exterior

Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address5543 SETTLINGSTONE LN
CitySAINT CLOUD
StateFL
Zip34771-8477
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 461
Legal Phase2C
Legal Lot Number461
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5543 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8477
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 3, 2025 · Amount on Record
Deed SaleOct 3, 2025 · Amount on Record
Deed Document Number2025122840
Deed Book / Page6859 / 624
Record UpdatedJun 8, 2026

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 3, 2025
Property Address5543 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8477
Document Number0068590624
Book / Page6859 / 624
Map ReferenceMB 35 PG 66
Instrument DateSep 29, 2025
Instrument2025122840
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5543 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8477

Mortgage

Document Number0006859626
DateOct 3, 2025
Instrument6859/626
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,790.00$90,000 Land $90,000$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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