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5536 Settlingstone Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5536 Settlingstone Ln, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size6,098 sqft (0.14 acres)
Last Sale$548,500 (2025)
Tax Bill$162.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-25-31-3523-0001-4010
Alternative APN
  • 253104352300014010

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address5536 SETTLINGSTONE LN
CitySAINT CLOUD
StateFL
Zip34771-8476
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionBRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 401
Legal SubdivisionBRIDGEWALK PHASE 2C
Legal Lot Number401
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43700

Owner

Source: Osceola County records · APN 04-25-31-3523-0001-4010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22552 HOWARDSVILLE WOODS CT, ASHBURN, VA 20148-6729
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE
Aug 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE
Jul 09, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC
Jan 09, 2025Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleJan 09, 2025 · Amount on Record
Deed Doc Number202584623
Deed Book / Page6815 / 1548
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5536 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8476
Transaction TypeMortgage
Record UpdatedApr 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22552 HOWARDSVILLE WOODS CT, ASHBURN, VA 20148-6729

Mortgage

Document Number0069441953
DateMar 27, 2026
Book Page6944/1953
Instrument2026040520
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2055

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5536 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8476
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address22552 HOWARDSVILLE WOODS CT, ASHBURN, VA 20148-6729

Mortgage

Document Number0068402414
DateAug 26, 2025
Book Page6840/2414
Instrument2025106897
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 09, 2025
Property Address5536 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8476
Document Number0068151548
Book / Page6815 / 1548
Map ReferenceMB 35 PG 66-72
Instrument DateJun 26, 2025
Instrument2025084623
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,839.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address22552 HOWARDSVILLE WOODS CT, ASHBURN, VA 20148-6729

Mortgage

Document Number0068151550
DateJul 09, 2025
Instrument6815/1550
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2055

January 2025: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 09, 2025
Property Address5536 SETTLINGSTONE LN, SAINT CLOUD, FL 34771-8476
Document Number0067222122
Book / Page6722 / 2122
Map ReferenceMB 35 PG 66-72
Instrument DateDec 30, 2024
Instrument2025002833
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$52,731.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 VINELAND RD, ORLANDO, FL 32811-7300
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$90,000 Land $90,000$90,000 Land $90,000
2024$162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.1 ft

Wildfire

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire LikelihoodAbout 1 in 117 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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