5543 SE Reef Way, Stuart, FL 34997 Property Records

Martin County property record for 5543 SE Reef Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,735 sqft · built 2005
Lot Size	0.878 acres (38,246 sqft)
Owner	2 Company Names on Record
Last Sale	$3,950,000 (Sep 2024)
Tax Bill	$53,494 (2025)
Deeds & Mortgages	Mar 2021 Sale Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-270-000-0011.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-270-000-0011.0-3-0000`
Alternative APNs	`48-38-41-270-000-00110-3` `39223`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,735 sqft Living Area
1st Floor Area	3,836 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	38,246 sqft (0.878 acres)
View / Lot	Canal Front
Garage Type	Detached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,202 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39223
Street Address	5543 SE REEF WAY
City	STUART
State	FL
Zip	34997-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	THE REEF LOT 11
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	THE REEF (AKA COLONY OF ROCKY POINT)
Legal Block	1
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	142 EDGEWATER DR, GILFORD, NH 03249-6640
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 26, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage JANET D BASEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20243090344
Deed Book / Page	3457 / 871
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 5, 2021
Property Address	5543 SE REEF WAY, STUART, FL 34997-2560
Document Number	0032032381
Book / Page	3203 / 2381
Map Reference	MB 13 PG 28
Instrument Date	Mar 1, 2021
Instrument	2872651
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$15,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 GRAND CT, 1016, HIGHLAND BEACH, FL 33487-5306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MIREHOUSE RUN, ASHEVILLE, NC 28803-5105

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 26, 2018
Property Address	5543 SE REEF WAY, STUART, FL 34997-2560
Document Number	0030002207
Book / Page	003000 / 002207
Instrument Date	Apr 11, 2018
Instrument	2702077
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10,150.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1016 GRAND CT HIGHLAND BEACH FL 334875306, HIGHLAND BEACH, FL 33487-5306

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5543 SE REEF WAY, STUART, FL 34997-2560
Document Number	0029180658
Book / Page	002918 / 000658
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5543 SE REEF WAY STUART FL 349972560, STUART, FL 34997-2560

Mortgage

Document Number	0029180658
Date	Apr 13, 2017
Book Page	002918/000658
Instrument	2629429

Lender

Name	JANET D BASEY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53,494.00 (+30.33%)	$3,364,360 (+51.18%) Land $1,500,000 Building $1,864,360	$3,364,360 (+40.39%) Land $1,500,000 Building $1,864,360
2024	$41,046.00 (+6.5%)
2023	$38,540.00 (+14.61%)	$2,225,346 (+11.45%)	$2,396,360 (+20.01%) Land $1,045,000 Building $1,351,360
2022	$33,627.00	$1,996,740 Land $950,000 Building $1,046,740	$1,996,740 Land $950,000 Building $1,046,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on SE Reef Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures