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5471 SE Reef Way, Stuart, FL 34997 Property Records

Martin County property record for 5471 SE Reef Way, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,735 sqft · built 1996
Lot Size0.386 acres (16,814 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Feb 2020)
Tax Bill$10,437 (2025)
Deeds & MortgagesFeb 2020 Sale
Flood ZoneZone X (minimal risk)
APN48-38-41-270-000-0008.0-9-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-270-000-0008.0-9-0000
Alternative APNs
  • 48-38-41-270-000-00080-9
  • 39220

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,735 sqft Living Area
Gross Area3,218 sqft
1st Floor Area2,735 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,814 sqft (0.386 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area375 sqft
PorchOpen Concrete/Masonry Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number39220
Street Address5471 SE REEF WAY
CitySTUART
StateFL
Zip34997-2558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS4
Legal DescriptionTHE REEF LOT 8
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionTHE REEF (AKA COLONY OF ROCKY POINT)
Legal Block1
Legal Lot Number8
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1008
Census Tract1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5471 SW REEF WAY, STUART, FL 34997
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2020 · Amount on Record
Deed SaleFeb 26, 2020 · Amount on Record
Prior SaleMay 27, 2014 · Amount on Record
Deed Document Number20202802305
Deed Book / Page3114 / 350
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateFeb 26, 2020
Property Address5471 SE REEF WAY, STUART, FL 34997-2558
Document Number0031140350
Book / Page003114 / 000350
Instrument DateFeb 26, 2020
Instrument2802305
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,605.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5471 SW REEF WAY STUART FL 34997, STUART, FL 34997

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,437.00 (-0.91%) Additional exemption filed$674,986 (+5.99%)$736,410 (+4.82%) Land $225,000 Building $511,410
2024$10,533.00 (+1.73%)
2023$10,354.00 (+3.44%) Additional exemption filed$636,859 (+3%)$702,560 (+13.63%) Land $225,000 Building $477,560
2022$10,010.00 Homeowner's exemption$618,310 Land $226,000 Building $392,310$618,310 Land $226,000 Building $392,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

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