55426 Gards Prairie Rd, Cassopolis, MI 49031 Property Records

Cass County property record for 55426 Gards Prairie Rd, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,836 sqft · built 2003
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2021)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-140-032-001-20`

Property Details

APN / Parcel Number

Primary APN	`14-140-032-001-20`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,836 sqft Building Perimeter
1st Floor Area	1,836 sqft
Basement Area	1,836 sqft
Unfinished Basement	1,836 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	522,720 sqft (12 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	55426 GARDS PRAIRIE RD
City	CASSOPOLIS
State	MI
Zip	49031-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	350C COM AT E 1/4 COR, TH N 494 FT, W 530 FT, S 164 FT, W 790 FT, S 330 FT, E 1320 FT TO BEG. SEC 32 12 A.
Legal Range	14W
Legal Township	05S
Legal Section	32
Legal Lot Number	18
Jurisdiction	CASS MI
Township / Civil Division	VOLINIA
Census Block Group	1
Census Block	1066
Census Tract	1701

Owner

55426 Gards Prairie Rd is owned and occupied by an individual who bought it in October 2021.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	55426 GARDS PRAIRIE RD, CASSOPOLIS, MI 49031-8407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Aug 10, 2012 · Amount on File
Deed Book / Page	1204 / 2332
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	55426 GARDS PRAIRIE RD, CASSOPOLIS, MI 49031-8407
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01159/1592
Date	Aug 28, 2019
Book Page	1159/1592

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	55426 GARDS PRAIRIE RD, CASSOPOLIS, MI 49031-8407
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01167/0117
Date	Jan 31, 2020
Book Page	1167/0117

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Oct 4, 2021
Property Address	55426 GARDS PRAIRIE RD, CASSOPOLIS, MI 49031-8407
Document Number	01204/2332
Book / Page	1204 / 2332
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50908 N SHORE DR, ELKHART, IN 46514-6345

Mortgage

Document Number	0012042335
Date	Oct 4, 2021
Instrument	1204/2335

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 55426 Gards Prairie Rd was $4,256 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Volinia Township
Unified School District	Marcellus Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,700 (-5.48%) Land $182,700	$365,400 (-5.48%) Land $365,400
2025	$4,256.00 Homeowner's exemption	$193,300 Land $193,300	$386,600 Land $386,600
2023		$155,100	$310,200
2022	$3,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55426 Gards Prairie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55426 Gards Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gards Prairie Rd

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