5143 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 5143 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Oct 2018)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-010-3004-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-010-3004-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	363 ft deep x 120 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5143 VINCENT RD
City	CLYDE
State	MI
Zip	48049-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	N 100' OF E 411' & S 20' OF N 120' OF E 125' OF FOLL DESC; N 1/2 OF S 1/2 OF NE 1/4 OF SE 1/4 SECTION 10 T7N R16E 1A
Legal Range	16E
Legal Township	07N
Legal Section	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2015
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5143 VINCENT RD, CLYDE, MI 48049-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Oct 17, 2018	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	201823255
Deed Book / Page	4999 / 329
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5143 VINCENT RD, CLYDE, MI 48049-2007
Document Number	0051650036
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5143 VINCENT RD CLYDE MI 480492007, CLYDE, MI 48049-2007

Mortgage

Document Number	0051650036
Date	Mar 18, 2020
Book Page	005165/000036

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 17, 2018
Property Address	5143 VINCENT RD, CLYDE, MI 48049-2007
Document Number	0004999329
Book / Page	4999 / 329
Instrument Date	Oct 3, 2018
Instrument	2018023255
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 SEA DUNES DR, 132, EMERALD ISLE, NC 28594-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 GARFIELD ST, PORT HURON, MI 48060-2763

Mortgage

Document Number	2018023256
Date	Oct 17, 2018
Instrument	2018023256

Lender

Name	PACIFIC UNION FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,500 (+7.37%)	$239,000 (+7.37%)
2025	$2,091.00 (+2.8%) Homeowner's exemption	$111,300 (+15.46%)
2024	$2,034.00 (+10.12%)		$222,600 (+15.46%)
2023		$96,400
2022	$1,847.00		$192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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