5541 Chipper Ln, Milton, FL 32571 Property Records

Santa Rosa County property record for 5541 Chipper Ln, Milton, FL 32571 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,074 sqft · built 1992
Lot Size	0.366 acres (15,943 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Mar 2024)
Tax Bill	$1,635 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-5430-00100-0381`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5430-00100-0381`
Alternative APN	`N292345430001000381`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,074 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	1,074 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,943 sqft (0.366 acres)
Lot Dimensions	190 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5541 CHIPPER LN
City	MILTON
State	FL
Zip	32571-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMASTOWN ESTATES N 21.25 FT OF LOT 37 & S 62.50 FT OF LOT 38 BLK 1 AS DES IN OR 4486 PG 1431
Legal Range	29W
Legal Township	2N
Legal Section	34
Legal Subdivision	THOMASTOWN ESTATES
Legal Block	1
Legal Lot Number	381
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2017
Census Tract	10301

Owner

Source: Santa Rosa County records · APN 34-2N-29-5430-00100-0381

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5541 CHIPPER LN, MILTON, FL 32571-9375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Nov 03, 2014 · Amount on Record
Deed Document Number	202413049
Deed Book / Page	4486 / 1431
Prior Transfer Date	Dec 07, 2018
Prior Transfer Doc	0037900293
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5541 CHIPPER LN, PACE, FL 32571-9375
Transaction Type	Mortgage
Record Updated	Dec 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5541 CHIPPER LN, PACE, FL 32571-9375

Mortgage

Document Number	0046800376
Date	Nov 18, 2025
Book Page	4680/376
Instrument	202554012

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 13, 2018
Property Address	5541 CHIPPER LN, PACE, FL 32571-9375
Document Number	0037900293
Book / Page	003790 / 000293
Instrument Date	Dec 07, 2018
Instrument	52865
Transaction Type	Transfer
Record Updated	Feb 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5661 ENGLISH TURN DR PACE FL 325719545, PACE, FL 32571-9545

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,372 (+9.55%) Land $28,000 Building $117,372	$145,372 (+9.55%) Land $28,000 Building $117,372
2024	$1,635.00 (+2.25%)	$132,702 (+2.57%) Land $26,000 Building $106,702	$132,702 (+2.57%) Land $26,000 Building $106,702
2023	$1,599.00 (+6.6%)	$129,376 (+4.84%) Land $24,000 Building $105,376	$129,376 (+4.84%) Land $24,000 Building $105,376
2022	$1,500.00	$123,400	$123,400 Land $24,000 Building $99,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 885 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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