5516 Chipper Ln, Milton, FL 32571 Property Records

Santa Rosa County property record for 5516 Chipper Ln, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 2017
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Oct 2017)
Tax Bill	$1,487 (2024)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-5430-00300-0540`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5430-00300-0540`
Alternative APN	`N292345430003000540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,595 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	186 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5516 CHIPPER LN
City	MILTON
State	FL
Zip	32571-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THOMASTOWN ESTATES N 75 FT OF BLK 54 BLK 3 AS DES IN OR 3666 PG 724 (THE S 35 FT ADDED TO LOT 55)
Legal Range	29W
Legal Township	2N
Legal Section	34
Legal Subdivision	THOMASTOWN ESTATES
Legal Block	3
Legal Lot Number	54
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2011
Census Tract	10301

Owner

Source: Santa Rosa County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5516 CHIPPER LN, PACE, FL 32571-9374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Oct 13, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS
Oct 2, 2017	Correction Deed · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC
Jan 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	201740956
Deed Book / Page	3666 / 724
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5516 CHIPPER LN, PACE, FL 32571-9374
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 CHIPPER LN, PACE, FL 32571-9374

Mortgage

Document Number	0047151322
Date	Mar 4, 2026
Book Page	4715/1322
Instrument	202610676

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Jun 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5516 CHIPPER LN, PACE, FL 32571-9374
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 CHIPPER LN, PACE, FL 32571-9374

Mortgage

Document Number	0042891030
Date	May 31, 2022
Book Page	4289/1030
Instrument	202232496

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5516 CHIPPER LN, PACE, FL 32571-9374
Document Number	0039521620
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5516 CHIPPER LN PACE FL 325719374, PACE, FL 32571-9374

Mortgage

Document Number	0039521620
Date	May 20, 2020
Book Page	003952/001620
Instrument	23822

Lender

Name	PENNYMAC
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361-3027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 13, 2017
Property Address	5516 CHIPPER LN, PACE, FL 32571-9374
Document Number	0036700753
Book / Page	003670 / 000753
Instrument Date	Sep 29, 2017
Instrument	43060
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5512 CHIPPER LN PACE FL 325719374, PACE, FL 32571-9374

Mortgage

Document Number	36700755
Date	Oct 13, 2017
Book Page	003670/000755
Instrument	43061

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

October 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 2, 2017
Property Address	5516 CHIPPER LN, PACE, FL 32571-9374
Document Number	0036660724
Book / Page	3666 / 0724
Map Reference	MB C PG3
Instrument Date	Sep 29, 2017
Instrument	201740956
Record Updated	Dec 14, 2021
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8429 INDIAN FORD RD, 8429, MILTON, FL 32570-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 CHIPPER LN, MILTON, FL 32571-9374

Mortgage

Document Number	0201740957
Date	Oct 2, 2017
Instrument	201740957

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 17, 2017
Property Address	5516 CHIPPER LN, PACE, FL 32571-9374
Document Number	0035910592
Book / Page	003591 / 000592
Instrument Date	Nov 22, 2016
Instrument	1727
Transaction Type	Transfer
Record Updated	Jan 25, 2017

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8429 INDIAN FORD RD MILTON FL 325709138, MILTON, FL 32570-9138

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,235 (+2.9%)	$194,763 (+2.22%) Land $28,000 Building $166,763
2024	$1,487.00 (+8.22%) Homeowner's exemption	$148,916 (+3%)	$190,525 (+1.52%) Land $26,000 Building $164,525
2023	$1,374.00 (+3.15%) Homeowner's exemption	$144,579 (+3%)	$187,664 (+0.68%) Land $24,000 Building $163,664
2022	$1,332.00 Homeowner's exemption	$140,368	$186,405 Land $24,000 Building $162,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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