Lake County property record for 5540 River Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,046 sqft · built 1976 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Dec 2025) |
| Tax Bill | $4,962 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-A-018-0-00-018-0 |
| Primary APN | 01-A-018-0-00-018-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,046 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 180 sqft |
| Finished Basement | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 224 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Pole Barn | 2,800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 85 |
|---|---|
| Street Address | 5540 RIVER RD |
| City | MADISON |
| State | OH |
| Zip | 44057-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | TRACT 5 |
| Legal Subdivision | LOVELAND 05 |
| Legal Tract | 5 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 205800 |
Source: Lake County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5540 RIVER RD, MADISON, OH 44057-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Affidavit of Death of Joint Tenant, Transfer TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Dec 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2025 |
| Deed Document Number | 2025R027729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 10, 2025 |
| Property Address | 5540 RIVER RD, MADISON, OH 44057-9753 |
| Document Number | 0000027728 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025R027728 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5540 RIVER RD, MADISON, OH 44057-9753 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 10, 2025 |
| Property Address | 5540 RIVER RD, MADISON, OH 44057-9753 |
| Document Number | 0000027729 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025R027729 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5540 RIVER RD, MADISON, OH 44057-9753 |
| Document Number | 0000027730 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025R027730 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Lake County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,962.00 (-34.86%) Homeowner's exemption | $95,720 (+39.68%) Land $18,320 Building $77,400 | $273,460 (+39.66%) Land $52,330 Building $221,130 |
| 2023 | $7,617.00 (+81.1%) Homeowner's exemption | $68,530 (-) Land $13,810 Building $54,720 | |
| 2022 | $4,206.00 Homeowner's exemption | $68,530 Land $13,810 Building $54,720 | |
| 2021 | $195,810 Land $39,460 Building $156,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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