Lake County property record for 5523 River Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,768 sqft · built 1863 |
| Lot Size | 7.44 acres (324,086 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $173,500 (Dec 2009) |
| Tax Bill | $6,016 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-A-018-0-00-050-0 |
| Primary APN | 01-A-018-0-00-050-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 1,144 sqft |
| 1st Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1863 |
|---|---|
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 324,086 sqft (7.44 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 548 sqft |
| Patio Area | 160 sqft |
| Canopy | 320 sqft |
| Lean-To | 144 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 123 |
|---|---|
| Street Address | 5523 RIVER RD |
| City | MADISON |
| State | OH |
| Zip | 44057-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | TRACT 5 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE 05 |
| Legal Tract | 5 |
| Legal Lot Number | B |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 205800 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5523 RIVER RD, MADISON, OH 44057-9753 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL S&L ASSN/CLEVELAND |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2009 · Amount on Record |
| Deed Sale | Dec 15, 2009 · Amount on Record |
| Prior Sale | Sep 29, 1995 · Amount on Record |
| Deed Document Number | 3563 |
| Deed Book / Page | 1163 / 803 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5523 RIVER RD, MADISON, OH 44057-9753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000038239 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020R038239 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5523 RIVER RD, MADISON, OH 44057-9753 |
| Document Number | 0000038431 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Address | 5523 RIVER RD MADISON OH 440579753, MADISON, OH 44057-9753 |
| Document Number | 0000038431 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 38431 |
| Name | FEDERAL S&L ASSN/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5523 RIVER RD, MADISON, OH 44057-9753 |
| Document Number | 0000035228 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5523 RIVER RD MADISON OH 440579753, MADISON, OH 44057-9753 |
| Document Number | 0000035228 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 35228 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 27, 2032 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,016.00 (+80.5%) Homeowner's exemption | $65,920 (-) Land $24,850 Building $41,070 | |
| 2022 | $3,333.00 Homeowner's exemption | $65,920 Land $24,850 Building $41,070 | |
| 2021 | $188,340 Land $70,990 Building $117,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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