5540 Mill Stone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5540 Mill Stone Dr, Ooltewah, TN 37363 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,494 sqft · built 1988
Lot Size	1.09 acres (47,696 sqft)
Owner	2 Company Names on File
Last Sale	$625,000 (Jun 2023)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Jun 2023 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122M A 023`

Property Details

APN / Parcel Number

Primary APN	`122M A 023`
Alternative APN	`0000048243`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,494 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,696 sqft (1.09 acres)
Lot Dimensions	396 ft deep x 47.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048243
Street Address	5540 MILL STONE DR
City	OOLTEWAH
State	TN
Zip	37363-6842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 76 MILL RUN PB 32 PG 116 REV 42-322
Legal Subdivision	MILL RUN
Legal Lot Number	76
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	11447

Owner

Source: Hamilton County records · APN 122M A 023

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5540 MILL STONE DR, OOLTEWAH, TN 37363-6842
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Nov 11, 2013 · Amount on Record
Deed Document Number	2023111
Deed Book / Page	13331 / 932
Prior Transfer Date	Aug 22, 2007
Prior Transfer Doc	0000000185
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 29, 2023
Property Address	5540 MILL STONE DR, OOLTEWAH, TN 37363-6842
Document Number	0000000111
Book / Page	13331 / 932
Map Reference	MB 42 PG 322
Instrument Date	Jun 26, 2023
Instrument	2023062900111
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5540 MILL STONE DR, OOLTEWAH, TN 37363-6842

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5540 MILL STONE DR, OOLTEWAH, TN 37363-6842
Document Number	0422000023
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5540 MILL STONE DR OOLTEWAH TN 373636842, OOLTEWAH, TN 37363-6842

Mortgage

Document Number	0422000023
Date	Apr 22, 2020
Book Page	011976/000386
Instrument	200422000023

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (+0.78%)	$144,850 (+48.75%)	$579,400 (+48.75%) Land $50,000 Building $529,400
2024	$2,178.00 (-0.41%)	$97,375 (-)	$389,500 (-) Land $50,000 Building $339,500
2023	$2,187.00	$97,375 (-)	$389,500 (-) Land $50,000 Building $339,500
2022	$2,187.00	$97,375	$389,500 Land $50,000 Building $339,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 68% of Tennessee
Wildfire Likelihood	About 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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