Hamilton County property record for 5526 Mill Stone Dr, Ooltewah, TN 37363 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,427 sqft · built 2021 |
| Lot Size | 1.17 acres (51,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,400 (Jul 2019) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Jan 2021 Construction Loan Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122M A 018 |
| Primary APN | 122M A 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,427 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 51,327 sqft (1.17 acres) |
| Lot Dimensions | 242 ft deep x 122 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000048238 |
|---|---|
| Street Address | 5526 MILL STONE DR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-8880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 71 MILL RUN 32-116 |
| Legal Subdivision | MILL RUN |
| Legal Lot Number | 71 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11447 |
Source: Hamilton County records · APN 122M A 018
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5526 MILL STONE DR, OOLTEWAH, TN 37363-8880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Construction Mortgage SMARTBANK |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 2019178 |
| Deed Book / Page | 11713 / 231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5526 MILL STONE DR, OOLTEWAH, TN 37363-8880 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000363 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 12322/254 |
| Instrument | 2021012000363 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Feb 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 30, 2019 |
| Property Address | 5526 MILL STONE DR, OOLTEWAH, TN 37363-8880 |
| Document Number | 0730000178 |
| Book / Page | 011713 / 000231 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 190730000178 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.38 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5526 MILL STONE DR OOLTEWAH TN 37363, OOLTEWAH, TN 37363 |
| Document Number | 730000179 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 011713/000233 |
| Instrument | 190730000179 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868-1910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 29, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (-9%) | $176,900 (+34.32%) | $707,600 (+34.32%) Land $50,000 Building $657,600 |
| 2024 | $2,946.00 (-0.3%) | $131,700 (-) | $526,800 (-) Land $60,000 Building $466,800 |
| 2023 | $2,955.00 | $131,700 | $526,800 Land $60,000 Building $466,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 49% of the US · above 66% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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