Highlands County property record for 5540 Matanzas Dr, Sebring, FL 33872
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,016 sqft · built 1981 |
| Lot Size | 0.021 acres (952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Apr 2006) |
| Tax Bill | $681 (2024) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-275I-2130 |
| Primary APN | C-04-34-28-130-275I-2130 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 952 sqft (0.021 acres) |
| Porch | Finished/Screened Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5540 MATANZAS DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2397 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Description | GOLF VILLAGE CONDO PER OR 664 PG 794 UNIT 213 BLDG 4 + 1/48 INT IN COMMON ELEMENTS |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | GOLF VILLAGE CONDO |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960503 |
Source: Highlands County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5540 MATANZAS DR, SEBRING, FL 33872-2397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 6, 2006 · Amount on Record |
| Deed Sale | Apr 6, 2006 · Amount on Record |
| Prior Sale | May 5, 2011 |
| Deed Document Number | 0001386448 |
| Last Transfer Date | May 2, 2017 |
| Transfer Doc | 0001851539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 2, 2017 |
| Property Address | 5540 MATANZAS DR, SEBRING, FL 33872-2397 |
| Document Number | 0001851539 |
| Book / Page | 002578 / 001003 |
| Instrument Date | Apr 22, 2017 |
| Instrument | 1851539 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | CONSUMER LAND TITLE, CONSUMER LAND TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5540 MATANZAS DR SEBRING FL 338722397, SEBRING, FL 33872-2397 |
| Document Number | 1851540 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 002578/001004 |
| Instrument | 1851540 |
| Address | 11740 SW 15TH ST, MIAMI, FL 33184-2558 |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2022 |
| Rate | 6.9% |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,258 (+5.99%) | $127,281 (+25.19%) Land $12,500 Building $114,781 | |
| 2024 | $681.00 | ||
| 2023 | Homeowner's exemption | $57,798 | $101,674 Land $5,000 Building $96,674 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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