5539 Matanzas Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5539 Matanzas Dr, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,497 sqft · built 1991
Lot Size	0.144 acres (6,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Mar 2005)
Tax Bill	$1,340 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044813028100280`

Property Details

APN / Parcel Number

Primary APN	`C044813028100280`
Alternative APN	`C-04-34-28-130-2810-0280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,317 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,302 sqft (0.144 acres)
Garage Type	Finished
Garage Area	276 sqft
Driveway	Driveway
Driveway Area	300 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	188 sqft
Patio Area	143 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044813028100280
Street Address	5539 MATANZAS DR
City	SEBRING
State	FL
Zip	33872-1504
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE EST OF SEBRING UNIT 13 PB 9 PG 71 NE 1/2 LOT 28 BLK 281
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	281
Legal Lot Number	28
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	3
Census Block	3011
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5539 MATANZAS DR, SEBRING, FL 33872-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2005 · Amount on Record
Deed Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	1303882
Deed Book / Page	1835 / 1553
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 22, 2019
Property Address	5539 MATANZAS DR, SEBRING, FL 33872-1504
Document Number	0001933317
Book / Page	002683 / 001051
Instrument Date	Mar 19, 2019
Instrument	1933317
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 MATANZAS DR SEBRING FL 338722397, SEBRING, FL 33872-2397

Mortgage

Document Number	1933318
Date	Mar 22, 2019
Book Page	002683/001053
Instrument	1933318

Lender

Name	ROBERTS LIVING TRUST (LT)
Address	513 TULANE CIR, AVON PARK, FL 33825-3755

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,580 (+5.99%)	$142,331 (+9.77%) Land $9,250 Building $133,081
2024	$1,340.00 (+3.24%)
2023	$1,298.00 (+2.45%) Homeowner's exemption	$112,825 (+3%)	$129,658 (+18.37%) Land $6,500 Building $123,158
2022	$1,267.00 Homeowner's exemption	$109,539 Land $4,000 Building $105,539	$109,539 Land $4,000 Building $105,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20