5540 Highsmith Rd, Rocky Point, NC 28457 Property Records

Pender County property record for 5540 Highsmith Rd, Rocky Point, NC 28457

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,971 sqft · built 1995
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (May 2022)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3207-80-3480-0000`

Property Details

APN / Parcel Number

Primary APN	`3207-80-3480-0000`
Alternative APNs	`000040406` `974083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,971 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	261,360 sqft (6 acres)
Garage Type	Detached
Garage Area	960 sqft

Exterior Amenities

Pool Area	432 sqft
Porch	Slab
Porch Area	1,040 sqft
Patio Area	2,065 sqft
Shed	1 Shed
Shed Area	98 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000040406
Street Address	5540 HIGHSMITH RD
City	ROCKY POINT
State	NC
Zip	28457-8896
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RA
Legal Description	6.00ACRES NW/S SR 1400
Legal Subdivision	CHARLES HIGHSMITH DIVISION
Legal Tract	A
Jurisdiction	PENDER NC
Township / Civil Division	LONG CREEK
Census Block Group	1
Census Block	1025
Census Tract	920601

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5540 HIGHSMITH RD, ROCKY POINT, NC 28457-8896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 23, 2022	Warranty Deed, Transfer
Nov 22, 2021	Warranty Deed, Transfer
Jan 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Jan 18, 2012
Deed Document Number	202220102746
Deed Book / Page	4789 / 286
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0046361707
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	5540 HIGHSMITH RD, ROCKY POINT, NC 28457-8896
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 HIGHSMITH RD, ROCKY POINT, NC 28457-8896

Mortgage

Document Number	0048350185
Date	Apr 22, 2024
Book Page	4835/185

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 23, 2022
Property Address	5540 HIGHSMITH RD, ROCKY POINT, NC 28457-8896
Document Number	0047890286
Book / Page	4789 / 286
Map Reference	MB 70 PG 38
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 FOXWOOD DR, ROCKY POINT, NC 28457-7941

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 22, 2021
Property Address	5540 HIGHSMITH RD, ROCKY POINT, NC 28457-8896
Document Number	0047712691
Book / Page	4771 / 2691
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5540 HIGHSMITH RD, 5540, ROCKY POINT, NC 28457-8896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 HIGHSMITH RD, ROCKY POINT, NC 28457-8896

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Jan 27, 2017
Property Address	5540 HIGHSMITH RD, ROCKY POINT, NC 28457-8896
Document Number	0046361707
Book / Page	004636 / 001707
Instrument Date	Jan 26, 2017
Instrument	20019741
Transaction Type	Transfer
Record Updated	Feb 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 HIGHSMITH RD ROCKY POINT NC 284578896, ROCKY POINT, NC 28457-8896

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (-2.51%)	$498,226 (+117.32%) Land $93,600 Building $404,626	$498,226 (+117.32%) Land $93,600 Building $404,626
2023		$229,257 (-11.99%) Land $47,500 Building $181,757	$229,257 (-11.99%) Land $47,500 Building $181,757
2022	$2,427.00	$260,504 Land $99,000 Building $161,504	$260,504 Land $99,000 Building $161,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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