5397 Highsmith Rd, Rocky Point, NC 28457 Property Records

Pender County property record for 5397 Highsmith Rd, Rocky Point, NC 28457

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 1,584 sqft · built 1995
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3207-90-3705-0000`

Property Details

APN / Parcel Number

Primary APN	`3207-90-3705-0000`
Alternative APNs	`400017831` `17831`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1995
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	108,464 sqft (2.49 acres)

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	100 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400017831
Old Parcel Number	3207 90 3705 0000
Street Address	5397 HIGHSMITH RD
City	ROCKY POINT
State	NC
Zip	28457-7952
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RA
Legal Description	PL 22 PG 72
Legal Subdivision	CHARLES HIGHSMITH DIVISION
Legal Lot Number	22
Jurisdiction	PENDER NC
Township / Civil Division	LONG CREEK
Census Block Group	1
Census Block	1024
Census Tract	920601

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5397 HIGHSMITH RD, ROCKY POINT, NC 28457-7952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	5397 HIGHSMITH RD, ROCKY POINT, NC 28457-7952
Document Number	0047030280
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 HIGHSMITH RD ROCKY POINT NC 284577952, ROCKY POINT, NC 28457-7952

Mortgage

Document Number	0047030280
Date	Jan 28, 2020
Book Page	004703/000280
Instrument	20059037

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00 (+24.35%)	$334,728 (+101.43%) Land $63,840 Building $270,888	$334,728 (+101.43%) Land $63,840 Building $270,888
2023		$166,179 (+17.64%) Land $72,450 Building $93,729	$166,179 (+17.64%) Land $72,450 Building $93,729
2022	$1,417.00	$141,265 Land $72,450 Building $68,815	$141,265 Land $72,450 Building $68,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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