554 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 554 Windermere Dr, Culpeper, VA 22701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,666 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2020)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-R-2-196`

Property Details

APN / Parcel Number

Primary APN	`40-R-2-196`
Alternative APN	`21393`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,666 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	1,238 sqft
Unfinished Basement	1,238 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21393
Street Address	554 WINDERMERE DR
City	CULPEPER
State	VA
Zip	22701-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDWOOD LAKES PHASE 2C, LOT 196 10,000 SQ FT PLAT 8/320-326
Legal Subdivision	REDWOOD LAKES
Legal Phase	2C
Legal Lot Number	10,196
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	3
Census Block	3014
Census Tract	930203

Owner

Source: Culpeper County records · APN 40-R-2-196

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 WINDERMERE DR, CULPEPER, VA 22701-2056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	20205479
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Aug 25, 2020
Property Address	554 WINDERMERE DR, CULPEPER, VA 22701-2056
Document Number	200005479
Instrument Date	Aug 18, 2020
Instrument	200005479
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	BLUE RIDGE TITLE & STLMNT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 WINDERMERE DR, CULPEPER, VA 22701-2056

Mortgage

Document Number	200005480
Date	Aug 25, 2020
Instrument	200005480

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (-12.39%)	$490,000 (+8.48%) Land $111,100 Building $378,900	$490,000 (+8.48%) Land $111,100 Building $378,900
2024	$2,405.00 (+1.26%)
2023	$2,375.00	$451,700 Land $98,900 Building $352,800	$451,700 Land $98,900 Building $352,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.