550 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 550 Windermere Dr, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,148 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Apr 2014)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-R-2-197`

Property Details

APN / Parcel Number

Primary APN	`40-R-2-197`
Alternative APN	`21394`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,148 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Driveway	Gravel (Chat) Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21394
Street Address	550 WINDERMERE DR
City	CULPEPER
State	VA
Zip	22701-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	REDWOOD LAKES PHASE 2C, LOT 197 10,000 SQ FT PLAT 8/320-326
Legal Subdivision	REDWOOD LAKES
Legal Phase	2C
Legal Lot Number	10,197
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	3
Census Block	3014
Census Tract	930203

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	550 WINDERMERE DR, CULPEPER, VA 22701-2056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Mar 30, 2017	Quit Claim Deed, Transfer · FHA Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2014 · Amount on Record
Deed Sale	Apr 3, 2014 · Amount on Record
Prior Sale	Jan 2, 2008 · Amount on Record
Deed Book / Page	1400 / 1442
Last Transfer Date	Mar 24, 2017
Transfer Doc	0000001584
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Sep 14, 2022
Property Address	550 WINDERMERE DR, CULPEPER, VA 22701-2056
Document Number	0220005446
Instrument Date	Sep 8, 2022
Instrument	220005446
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 WINDERMERE DR, CULPEPER, VA 22701-2056

Mortgage

Document Number	0220005447
Date	Sep 14, 2022
Instrument	220005447

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CULPEPER VA
Recording Date	Mar 30, 2017
Property Address	550 WINDERMERE DR, CULPEPER, VA 22701-2056
Document Number	170001584
Instrument Date	Mar 24, 2017
Instrument	1584
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	550 WINDERMERE DR CULPEPER VA 227012056, CULPEPER, VA 22701-2056

Mortgage

Document Number	170001585
Date	Mar 30, 2017
Instrument	1585

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 (+650.18%)	$483,300 (+15.1%) Land $111,100 Building $372,200	$483,300 (+15.1%) Land $111,100 Building $372,200
2024	$277.00 (-87.45%)
2023	$2,208.00	$419,900 Land $98,900 Building $321,000	$419,900 Land $98,900 Building $321,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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