554 Whipporwill Dr, Morehead, KY 40351 Property Records

Rowan County property record for 554 Whipporwill Dr, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,456 sqft · built 2004
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2016)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`045-00 00 069.00`

Property Details

APN / Parcel Number

Primary APN	`045-00 00 069.00`
Alternative APNs	`5528` `5533` `5852`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,456 sqft Living Area
Basement Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Brick
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	5852
Street Address	554 WHIPPORWILL DR
City	MOREHEAD
State	KY
Zip	40351-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT#56 CRESTVIEW ESTATES
Legal Subdivision	CRESTVIEW ESTATES
Legal Lot Number	56
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1004
Census Tract	950201

Owner

Source: Rowan County records · APN 045-00 00 069.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Jan 02, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2016 · Amount on Record
Deed Sale	Apr 01, 2016 · Amount on Record
Prior Sale	Apr 01, 2016 · Amount on Record
Deed Document Number	00D259/398
Deed Book / Page	D259 / 398
Last Transfer Date	Jan 02, 2019
Transfer Doc	00D270/322
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
Transaction Type	Mortgage
Record Updated	Nov 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A441/419
Date	Oct 20, 2021
Book Page	A441/419
Instrument	2013068

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 02, 2019
Property Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
Document Number	00D270/322
Book / Page	D270 / 322
Map Reference	CAB 1 SL 396
Instrument Date	Dec 31, 2018
Instrument	412345
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 (+13.12%)	$333,900 (+15.14%) Land $32,000 Building $301,900	$333,900 (+15.14%) Land $32,000 Building $301,900
2023	$2,470.00	$290,000 Land $37,000 Building $253,000	$290,000 Land $37,000 Building $253,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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