512 Whipporwill Dr, Morehead, KY 40351 Property Records

Rowan County property record for 512 Whipporwill Dr, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,142 sqft · built 1993
OwnerIndividual Name on Record
Last Sale$380,000 (Aug 2011)
Tax Bill$3,260 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN045-00 00 071.00

Property Details

APN / Parcel Number

Primary APN045-00 00 071.00
Alternative APNs
  • 9178
  • 9242
  • 9729

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,142 sqft Living Area
Basement Area676 sqft

Exterior

Year BuiltBuilt 1993
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number9729
Street Address512 WHIPPORWILL DR
CityMOREHEAD
StateKY
Zip40351-8869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE POOL & LOT #58 CRESTVIEW ESTATES
Legal SubdivisionCRESTVIEW ESTATES
Legal Lot Number58
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1004
Census Tract950201

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address512 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2011 · Amount on Record
Deed SaleAug 10, 2011 · Amount on Record
Deed Document Number373648
Deed Book / PageD240 / 198
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Property Address512 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
Transaction TypeMortgage
Record UpdatedNov 9, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A454/26
DateOct 3, 2022
Book PageA454/26
Instrument2019314
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term146 Months
DueDec 1, 2034

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Property Address512 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
Transaction TypeMortgage
Record UpdatedOct 19, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A454/26
DateOct 1, 2022
Book PageA454/26
Instrument2019314
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term146 Months
DueDec 1, 2034

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
MunicipalityMorehead City
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,260.00 (+0.71%)$389,500 (+2.5%) Land $32,000 Building $357,500$389,500 (+2.5%) Land $32,000 Building $357,500
2023$3,237.00$380,000 Land $37,000 Building $343,000$380,000 Land $37,000 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOREHEAD UTILITY PLANT BOARD
serves 9,052 people · EPA ID KY1030292
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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