554 W Kinney Rd, Munger, MI 48747 Property Records

Bay County property record for 554 W Kinney Rd, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,161 sqft · built 1956
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Jul 2007)
Tax Bill	$2,107 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-030-400-070-02`

Property Details

APN / Parcel Number

Primary APN	`090-030-400-070-02`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,161 sqft Living Area
1st Floor Area	1,161 sqft
Basement Area	1,161 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	175 ft deep x 208 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	554 W KINNEY RD
City	MUNGER
State	MI
Zip	48747-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S 1/4 COR OF SEC TH E 991.24 FT TO SW COR OF E 1/2 OF E 1/2 OF W 1/2 OF SE 1/4 TH N 208 FT TH E 208 FT TH S 208 FT TH
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5076
Census Tract	285300

Owner

Source: Bay County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 W KINNEY RD, MUNGER, MI 48747-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Jun 18, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2007 · Amount on Record
Deed Sale	Jul 23, 2007 · Amount on Record
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Book / Page	2548 / 925
Prior Transfer Date	Sep 10, 2003
Prior Transfer Doc	2114000981
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Jun 16, 2026
Property Address	554 W KINNEY RD, MUNGER, MI 48747-9735
Document Number	0000008112
Instrument Date	Jun 9, 2026
Instrument	20268112
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 W KINNEY RD, MUNGER, MI 48747-9735

Mortgage

Document Number	0000008112,
Date	Jun 16, 2026
Instrument	20268112

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.36%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	554 W KINNEY RD, MUNGER, MI 48747-9735
Document Number	0000008371
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	554 W KINNEY RD MUNGER MI 487479735, MUNGER, MI 48747-9735

Mortgage

Document Number	0000008371
Date	Jun 24, 2020
Instrument	8371

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,107.00 (+31.2%) Homeowner's exemption	$82,900 (+37.94%)	$165,800 (+37.94%)
2023		$60,100	$120,200
2022	$1,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Air Advantage, Verizon.

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