458 W Kinney Rd, Munger, MI 48747 Property Records

Bay County property record for 458 W Kinney Rd, Munger, MI 48747

Property Summary

Property Type	General Agricultural/Rural
Details	2,202 sqft · built 1920
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Apr 2013)
Tax Bill	$3,418 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-029-300-090-01`

Property Details

APN / Parcel Number

Primary APN	`090-029-300-090-01`

Interior

Building Area	2,202 sqft Total Area
1st Floor Area	1,468 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	305 ft deep x 315 ft wide
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	458 W KINNEY RD
City	MUNGER
State	MI
Zip	48747-9796
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	BEG ON S SEC LN E 345 FT FROM SW COR SEC 29, TH PLL W/ W SEC LN N0?50'32"W 305 FT, TH E 315 FT, TH ALG W LN CP CO R/W
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5060
Census Tract	285300

Owner

458 W Kinney Rd, an agricultural property, is owned and occupied by an individual who acquired it in August 2020.

Source: Bay County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	458 W KINNEY RD, MUNGER, MI 48747-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK TRUST
Sep 28, 2020	Deed of Trust, Mortgage THUMB BK&TR
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2013 · Amount on File
Deed Sale	Apr 8, 2013 · Amount on File
Prior Sale	Mar 8, 1993
Deed Book / Page	2952 / 731
Last Transfer Date	Aug 20, 2020
Transfer Doc	0000011509
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Jun 18, 2026
Property Address	458 W KINNEY RD, MUNGER, MI 48747-9796
Document Number	0000008233
Instrument Date	Jun 18, 2026
Instrument	20268233
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 W KINNEY RD, MUNGER, MI 48747-9796

Mortgage

Document Number	0000008233,
Date	Jun 18, 2026
Instrument	20268233

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	458 W KINNEY RD, MUNGER, MI 48747-9796
Document Number	0000014316
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	458 W KINNEY RD MUNGER MI 487479796, MUNGER, MI 48747-9796

Mortgage

Document Number	0000014316
Date	Oct 9, 2020
Instrument	14316

Lender

Name	THUMB BK&TR
Address	PIGEON, MI 48755

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 8, 2040

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Aug 20, 2020
Property Address	458 W KINNEY RD, MUNGER, MI 48747-9796
Document Number	0000011509
Instrument Date	Aug 20, 2020
Instrument	11509
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	458 W KINNEY RD MUNGER MI 487479796, MUNGER, MI 48747-9796

Tax Assessment & Valuation

The 2026 property tax bill for 458 W Kinney Rd was $3,418 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Reese Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,418.00 Homeowner's exemption	$101,000	$202,000
2023		$98,600	$197,200
2022	$2,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 458 W Kinney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 W Kinney Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Air Advantage Fixed Wireless	10 / 1

May also be available: T-Mobile.

Nearby Properties on W Kinney Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures