554 Toole Ct, Helena, MT 59602 Property Records

Lewis And Clark County property record for 554 Toole Ct, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 1,792 sqft · built 1973
Lot Size	0.452 acres (19,689 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Jun 2013)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0515051`

Property Details

APN / Parcel Number

Primary APN	`R0515051`
Alternative APNs	`05-1888-06-3-04-25-0000` `0000012052`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	19,689 sqft (0.452 acres)
View / Lot	Cul-de-sac
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000012052
Street Address	554 TOOLE CT
City	HELENA
State	MT
Zip	59602-6946
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	BIG SKY SUBD NO 2, S06, T10 N, R03 W, BLOCK 6, LOT 4
Legal Range	03W
Legal Township	10N
Legal Section	06
Legal Subdivision	BIG SKY SUBD NO 2
Legal Block	6
Legal Lot Number	4
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2019
Census Tract	501

Owner

Source: Lewis And Clark County records · APN R0515051

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 TOOLE CT, HELENA, MT 59602-6946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2013 · Amount on Record
Deed Sale	Jun 25, 2013 · Amount on Record
Prior Sale	Aug 11, 2008 · Amount on Record
Deed Document Number	20133244113
Deed Book / Page	47 / 2635
Prior Transfer Date	Jun 19, 2013
Prior Transfer Doc	00M47/2635
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	554 TOOLE CT, HELENA, MT 59602-6946
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M53/7206
Date	Dec 28, 2017
Book Page	M53/7206
Instrument	3316298

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,052.00 (-41%)	$437,300 (+17.97%)	$437,300 (+17.97%) Land $98,602 Building $338,698
2023	$3,478.00	$370,700	$370,700 Land $114,635 Building $256,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	40 (1981–2018)
Claims Outside the SFHA	25 of 40
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Flooding, May 2018 · 11 claims Severe Storms And Flooding, Jun 2011 · 4 claims Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 112 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOONLIGHT ESTATES HOA private · serves 44 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.