538 Toole Ct, Helena, MT 59602 Property Records

Lewis And Clark County property record for 538 Toole Ct, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,152 sqft · built 1976
Lot Size	0.476 acres (20,735 sqft)
Owner	Individual Name on Record
Tax Bill	$3,209 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0514913`

Property Details

APN / Parcel Number

Primary APN	`R0514913`
Alternative APNs	`05-1888-06-3-04-17-0000` `0000011917`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,735 sqft (0.476 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000011917
Street Address	538 TOOLE CT
City	HELENA
State	MT
Zip	59602-6946
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	BIG SKY SUBD NO 2, S06, T10 N, R03 W, BLOCK 6, LOT 6
Legal Subdivision	BIG SKY SUBD NO 2
Legal Block	6
Legal Lot Number	6
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2019
Census Tract	501

Owner

Source: Lewis And Clark County records, as of August 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage BRAVERA BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Sep 14, 2020	Transfer on Death Deed, Transfer
Dec 12, 2017	Warranty Deed, Transfer · Conventional Mortgage ROCKY MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023
Deed Sale	Apr 10, 2023
Prior Sale	Dec 12, 2017
Deed Document Number	3410034
Deed Book / Page	M62 / 472
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 10, 2023
Property Address	538 TOOLE CT, HELENA, MT 59602-6946
Document Number	000M62/472
Book / Page	M62 / 472
Map Reference	DOC 226357
Instrument Date	Apr 7, 2023
Instrument	3410034
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0003410035
Date	Apr 10, 2023
Instrument	3410035

Lender

Name	BRAVERA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	538 TOOLE CT, HELENA, MT 59602-6946
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/8797
Date	Mar 17, 2021
Book Page	M58/8797
Instrument	3374665

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 14, 2020
Property Address	538 TOOLE CT, HELENA, MT 59602-6946
Document Number	M57/7658
Book / Page	M57 / 7658
Instrument Date	Sep 10, 2020
Instrument	3362567
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 TOOLE CT, 538, HELENA, MT 59602-6946

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Dec 12, 2017
Property Address	538 TOOLE CT, HELENA, MT 59602-6946
Document Number	M53/6654
Book / Page	M53 / 6654
Map Reference	DOC226357
Instrument Date	Nov 29, 2017
Instrument	3315661
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 TOOLE CT, HELENA, MT 59602-6946

Mortgage

Document Number	3315662
Date	Dec 12, 2017
Instrument	3315662

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,209.00	$342,100	$342,100 Land $115,440 Building $226,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	40 (1981–2018)
Claims Outside the SFHA	25 of 40
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Flooding, May 2018 · 11 claims Severe Storms And Flooding, Jun 2011 · 4 claims Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOONLIGHT ESTATES HOA private · serves 44 people · EPA ID MT0004872
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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