554 Sawgrass Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 554 Sawgrass Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1989
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2008)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-14-50-1-76`

Property Details

APN / Parcel Number

Primary APN	`26-36-14-50-1-76`
Alternative APNs	`26-36-14-50-00001.0-0076.00` `2604225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	164 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	210 sqft
Deck Area	772 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2604225
Street Address	554 SAWGRASS CIR
City	MELBOURNE
State	FL
Zip	32940-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNTREE P.U.D. STAGE 4 TRACT 29 UNIT 3 LOT 76 BLK 1
Legal Range	36E
Legal Township	26S
Legal Section	14
Legal Subdivision	SUNTREE P.U.D. STAGE 4 TRACT 29
Legal Tract	29
Legal Block	1
Legal Lot Number	76
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2005
Census Tract	64128

Owner

554 Sawgrass Cir is owned and occupied by two individuals who bought it in September 2008.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	554 SAWGRASS CIR, MELBOURNE, FL 32940-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2008 · Amount on File
Deed Sale	Sep 8, 2008 · Amount on File
Prior Sale	Sep 22, 2006 · Amount on File
Deed Document Number	2008169633
Deed Book / Page	5886 / 576
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	554 SAWGRASS CIR, MELBOURNE, FL 32940-1948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083871903
Date	Mar 12, 2019
Book Page	8387/1903
Instrument	2019050394

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 554 Sawgrass Cir was $2,811 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,880 (+3.68%)	$389,420 (-4.19%)
2025	$2,811.00 Homeowner's exemption	$203,390	$406,470 Land $126,500 Building $279,970
2023	$2,539.00 (+7.49%) Homeowner's exemption	$191,910 (+2.99%)	$409,990 (+8.91%) Land $126,500 Building $283,490
2022	$2,362.00 Homeowner's exemption	$186,330	$376,460 Land $115,500 Building $260,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Sawgrass Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 205 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	247 units insured incl. 42 condo units
Nearby Flood Claims	38 (1994–2025)
Claims Outside the SFHA	15 of 38
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Sawgrass Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20