545 Sawgrass Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 545 Sawgrass Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,805 sqft · built 1986
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$113,800 (Jan 2000)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-36-14-50-6-3`

Property Details

APN / Parcel Number

Primary APN	`26-36-14-50-6-3`
Alternative APNs	`26-36-14-50-00006.0-0003.00` `2604252`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	131 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	498 sqft
Deck Area	838 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2604252
Street Address	545 SAWGRASS CIR
City	MELBOURNE
State	FL
Zip	32940-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNTREE P.U.D. STAGE 4 TRACT 29 UNIT 3 LOT 3 BLK 6
Legal Range	36E
Legal Township	26S
Legal Section	14
Legal Subdivision	SUNTREE P.U.D. STAGE 4 TRACT 29
Legal Tract	29
Legal Block	6
Legal Lot Number	3
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2011
Census Tract	64128

Owner

545 Sawgrass Cir is owned by a company that acquired it in March 2022 and is owner-occupied.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	545 SAWGRASS CIR, MELBOURNE, FL 32940-1949
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2000 · Amount on File
Deed Sale	Jan 21, 2000 · Amount on File
Prior Sale	Feb 15, 1999
Deed Book / Page	4113 / 893
Last Transfer Date	Mar 22, 2022
Transfer Doc	0094602658
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	545 SAWGRASS CIR, MELBOURNE, FL 32940-1949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087371071
Date	May 8, 2020
Book Page	8737/1071
Instrument	2020101282

Lender

Name	TRUSTBANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 545 Sawgrass Cir was $2,796 with a homeowner's exemption, up 8.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,640 (+2.7%)	$397,330 (-2.87%)
2025	$2,796.00 (+8.54%) Homeowner's exemption	$202,190	$409,050
2024	$2,576.00 (+2.02%)
2023	$2,525.00 (+7.49%) Homeowner's exemption	$190,780 (+3%)	$415,920 (+9.22%) Land $115,000 Building $300,920
2022	$2,349.00 Homeowner's exemption	$185,230	$380,820 Land $105,000 Building $275,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Sawgrass Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 205 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	247 units insured incl. 42 condo units
Nearby Flood Claims	38 (1994–2025)
Claims Outside the SFHA	15 of 38
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Sawgrass Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20