554 S 2nd St, Coldwater, OH 45828 Property Records

Mercer County property record for 554 S 2nd St, Coldwater, OH 45828

Property Summary

Property Type	Apartment House (2-4 Units)
Details	2,947 sqft · built 1900
Lot Size	0.37 acres (15,935 sqft)
Owner	Trust Name on File
Tax Bill	$2,869 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05-019200.0000`

Property Details

APN / Parcel Number

Primary APN	`05-019200.0000`
Alternative APN	`08-33-279-007`

Interior

Building Area	2,947 sqft Building Perimeter

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	15,935 sqft (0.37 acres)

Location & Zoning

Street Address	554 S 2ND ST
City	COLDWATER
State	OH
Zip	45828-1868
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	OUT LOT 40 PT EAST END RTS: 002-06-33 LOT#: 40
Legal Lot Number	40
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	4
Census Block	4013
Census Tract	967700

Owner

554 S 2nd St, a residential property, is held in a trust since November 1994.

Source: Mercer County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	113 W SOUTH ST, COLDWATER, OH 45828-1755
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 1994
Deed Sale	Nov 15, 1994
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 554 S 2nd St was $2,869.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,869.00	$55,340 Land $6,220 Building $49,120
2023	$2,730.00 (+3.8%)	$55,340 (+21.63%) Land $6,220 Building $49,120	$158,100 Land $17,760 Building $140,340
2022	$2,630.00	$45,500 Land $3,890 Building $41,610
2020			$130,000 Land $11,120 Building $118,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 554 S 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20