Mercer County property record for 541 S 2nd St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,904 sqft · built 1949 |
| Lot Size | 0.3 acres (13,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,000 (Jul 2002) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-025700.0000 |
| Primary APN | 05-025700.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Basement Area | 1,216 sqft |
| Finished Basement | 1,216 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 13,080 sqft (0.3 acres) |
| Lot Dimensions | 218 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 541 S 2ND ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUT LOT 19 PT RTS: 002-06-34 LOT#: 19 |
| Legal Lot Number | 19 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4067 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 541 S 2ND ST, COLDWATER, OH 45828-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage SUPERIOR CU INC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Dec 13, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2002 · Amount on Record |
| Deed Sale | Jul 1, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 541 S 2ND ST, COLDWATER, OH 45828-1806 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300002466 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 202300002466 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 541 S 2ND ST, COLDWATER, OH 45828-1806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100005131 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 202100005131 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 13, 2019 |
| Property Address | 541 S 2ND ST, COLDWATER, OH 45828-1806 |
| Document Number | 201900005865 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 201900005865 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 S 2ND ST, COLDWATER, OH 45828-1806 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 | $82,950 (-) Land $9,450 Building $73,500 | |
| 2024 | $2,829.00 (+1.84%) | $82,950 (-) Land $9,450 Building $73,500 | |
| 2023 | $2,778.00 (+8.39%) | $82,950 (+21.79%) Land $9,450 Building $73,500 | $237,000 (+21.79%) Land $27,000 Building $210,000 |
| 2022 | $2,563.00 | $68,110 Land $5,950 Building $62,160 | |
| 2020 | $194,600 Land $17,000 Building $177,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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