554 Ruby Rd, Fincastle, VA 24090 Property Records

Botetourt County property record for 554 Ruby Rd, Fincastle, VA 24090 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,392 sqft · built 1991
Lot Size	9.7 acres (422,706 sqft)
Owner	Individual Name on File
Tax Bill	$947 (2025)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`46-18`

Property Details

APN / Parcel Number

Primary APN	`46-18`
Alternative APN	`19464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	422,706 sqft (9.7 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	376 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	19464
Street Address	554 RUBY RD
City	FINCASTLE
State	VA
Zip	24090-3329
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BORDENS RUN
Jurisdiction	BOTETOURT VA
Township / Civil Division	FINCASTLE
Census Block Group	3
Census Block	3026
Census Tract	40100

Owner

Source: Botetourt County records · APN 46-18

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 RUBY RD, FINCASTLE, VA 24090-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 07, 2026
Transfer Doc	0000000082
Record Updated	Sep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BOTETOURT VA
Recording Date	Jan 09, 2026
Property Address	554 RUBY RD, FINCASTLE, VA 24090-3329
Document Number	0260000082
Instrument Date	Jan 07, 2026
Instrument	260000082
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 RUBY RD, FINCASTLE, VA 24090-3329

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Botetourt County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,200 (-) Land $64,800 Building $122,400	$187,200 (-) Land $64,800 Building $122,400
2025	$947.00 (-27.71%)	$187,200 (+30.82%) Land $64,800 Building $122,400	$187,200 (+30.82%) Land $64,800 Building $122,400
2024	$1,310.00 (+15.93%)
2023		$143,100 (-) Land $59,800 Building $83,300	$143,100 (-) Land $59,800 Building $83,300
2022	$1,130.00	$143,100 Land $59,800 Building $83,300	$143,100 Land $59,800 Building $83,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Botetourt County (51023C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510230401003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	27 (1980–2025)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2025, river or lake flooding, Severe Winter Storms And Flooding
Claims By Storm	Severe Winter Storms And Flooding, Feb 2025 · 2 claims Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 7 claims Severe Storms & Flooding, Apr 1992 · 3 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 83% of Virginia
Wildfire Likelihood	About 1 in 885 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Craig-Botetourt Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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