495 Ruby Rd, Fincastle, VA 24090 Property Records

Botetourt County property record for 495 Ruby Rd, Fincastle, VA 24090 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details3 bd · 3 ba · 1,968 sqft · built 1991
Lot Size5.07 acres (220,893 sqft)
OwnerIndividual Name on File
Tax Bill$543 (2025)
Flood ZoneZone X (minimal risk)
APN46-17

Property Details

APN / Parcel Number

Primary APN46-17
Alternative APN
  • 19463

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,968 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area220,893 sqft (5.07 acres)
TerrainHigh

Exterior Amenities

PorchSlab
Porch Area349 sqft
Deck Area232 sqft
Patio Area232 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number19463
Street Address495 RUBY RD
CityFINCASTLE
StateVA
Zip24090-3331
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBORDENS RUN
JurisdictionBOTETOURT VA
Township / Civil DivisionFINCASTLE
Census Block Group3
Census Block3026
Census Tract40100

Owner

Source: Botetourt County records · APN 46-17

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address495 RUBY RD, FINCASTLE, VA 24090-3331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Botetourt County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBotetourt County
Unified School DistrictBotetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$225,200 (-) Land $46,300 Building $178,900$225,200 (-) Land $46,300 Building $178,900
2025$543.00 (-65.55%)$225,200 (+64.74%) Land $46,300 Building $178,900$225,200 (+64.74%) Land $46,300 Building $178,900
2024$1,576.00 (+654.07%)
2023$136,700 (-) Land $41,300 Building $95,400$136,700 (-) Land $41,300 Building $95,400
2022$209.00$136,700 Land $41,300 Building $95,400$136,700 Land $41,300 Building $95,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Botetourt County (51023C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510230401003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims27 (1980–2025)
Claims Outside the SFHA5 of 27
Most Recent ClaimFeb 2025, river or lake flooding, Severe Winter Storms And Flooding
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 2025 · 2 claims
  • Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 7 claims
  • Severe Storms & Flooding, Apr 1992 · 3 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 83% of Virginia
Wildfire LikelihoodAbout 1 in 885 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFiber5,000 / 5,000
Craig-Botetourt Electric CooperativeFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ruby Rd

Nearby Streets

Search Property Records by Address or Parcel Number