554 Rosewood, Saint Clair, MO 63077 Property Records

Franklin County property record for 554 Rosewood, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,577 sqft · built 2020
Lot Size	6.4 acres (278,784 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,333 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-9-30.0-0-000-004.500`

Property Details

APN / Parcel Number

Primary APN	`21-9-30.0-0-000-004.500`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,577 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Lot Area	278,784 sqft (6.4 acres)

Location & Zoning

Street Address	554 ROSEWOOD
City	SAINT CLAIR
State	MO
Zip	63077-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT E1/2 NE
Legal Range	01E
Legal Township	42
Legal Section	30
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2001
Census Tract	800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 CARDWELL ST, SAINT CLAIR, MO 63077-1082
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION
Nov 20, 2019	Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2019
Transfer Doc	0000016013
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	554 ROSEWOOD, SAINT CLAIR, MO 63077-2515
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002115304
Date	Aug 16, 2021
Instrument	2115304

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	554 ROSEWOOD, SAINT CLAIR, MO 63077-2515
Document Number	0000016777
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 CARDWELL ST ST CLAIR MO 630771082, ST CLAIR, MO 63077-1082

Mortgage

Document Number	0000016777
Date	Oct 5, 2020
Instrument	16777

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 20, 2019
Property Address	554 ROSEWOOD, SAINT CLAIR, MO 63077-2515
Document Number	0000016013
Instrument Date	Nov 18, 2019
Instrument	16013
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 461 ST CLAIR MO 630770461, ST CLAIR, MO 63077-0461

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,333.00 (+19.23%)	$88,116 (+9.23%)	$467,270 (+9.54%) Land $49,760 Building $417,510
2023	$4,473.00 (+1.34%)	$80,672	$426,590 Land $31,430 Building $395,160
2022	$4,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

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