509 Rosewood, Saint Clair, MO 63077 Property Records

Franklin County property record for 509 Rosewood, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,526 sqft · built 1993
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Aug 2025 Sale Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-9-30.0-0-002-004.700`

Property Details

APN / Parcel Number

Primary APN	`21-9-30.0-0-002-004.700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area

Exterior

Year Built	Built 1993
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	187,308 sqft (4.3 acres)
Patio Area	270 sqft

Location & Zoning

Street Address	509 ROSEWOOD
City	SAINT CLAIR
State	MO
Zip	63077-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:4 SUNCREST MEADOWS 1
Legal Range	01E
Legal Township	42
Legal Section	30
Legal Subdivision	SUNCREST MEADOWS
Legal Block	2
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2001
Census Tract	800904

Owner

509 Rosewood is owned by an individual who acquired it in August 2025.

Source: Franklin County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Beneficiary Deed, Transfer
Sep 5, 2019	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2025
Transfer Doc	0002510126
Record Updated	Jun 8, 2026

August 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 15, 2025
Property Address	509 ROSEWOOD, SAINT CLAIR, MO 63077-2516
Document Number	0002510126
Map Reference	PB N PG 570
Instrument Date	Aug 12, 2025
Instrument	2510126
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 ROSEWOOD, SAINT CLAIR, MO 63077-2516

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	509 ROSEWOOD, SAINT CLAIR, MO 63077-2516
Document Number	0000012559
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 ROSEWOOD ST CLAIR MO 630772516, ST CLAIR, MO 63077-2516

Mortgage

Document Number	0000012559
Date	Sep 20, 2019
Instrument	12559

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 19, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 509 Rosewood was $2,885.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00	$47,678	$250,940 Land $35,660 Building $215,280
2023	$2,388.00 (+3.02%)	$43,082	$226,750 Land $31,570 Building $195,180
2022	$2,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Rosewood in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Rosewood is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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