554 River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 554 River Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Mar 2019)
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:121 B:006 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:121 B:006 L:00`
Alternative APNs	`PUTN M:047 L:023 U:000` `1226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	2,690 sqft
Basement Area	920 sqft
Unfinished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1226
Street Address	554 RIVER RD
City	PUTNAM
State	CT
Zip	06260-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	23
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1043
Census Tract	903200

Owner

Source: Putnam Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 RIVER RD, PUTNAM, CT 06260-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Line of Credit CHARTER OAK FCU
Aug 7, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Deed Book / Page	825 / 694
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	554 RIVER RD, PUTNAM, CT 06260-2929
Transaction Type	Mortgage
Record Updated	Jan 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000867-673
Date	Jan 3, 2025
Book Page	867/673
Instrument	10

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	554 RIVER RD, PUTNAM, CT 06260-2929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	833-1031
Date	Aug 7, 2020
Book Page	833/1031
Instrument	1000

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Mar 11, 2019
Property Address	554 RIVER RD, PUTNAM, CT 06260-2929
Document Number	825-694
Book / Page	825 / 694
Instrument Date	Mar 8, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	825697
Date	Mar 11, 2019
Instrument	825/697

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,799.00	$253,900 (+51.67%) Land $43,600 Building $210,300	$177,730 Land $30,520 Building $147,210
2024	$4,799.00 (+23.08%)
2023	$3,899.00 (+4.95%)	$167,400 (-) Land $34,300 Building $133,100
2022	$3,715.00	$167,400 Land $34,300 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50

May also be available: Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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