551 River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 551 River Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,241 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Sep 2020)
Tax Bill	$6,392 (2025)
Deeds & Mortgages	May 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:121 B:007 L:03`

Property Details

APN / Parcel Number

Primary APN	`M:121 B:007 L:03`
Alternative APNs	`PUTN M:047 L:021 U:000` `3733`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,241 sqft Living Area
Gross Area	5,084 sqft
Basement Area	1,237 sqft
Unfinished Basement	1,237 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3733
Street Address	551 RIVER RD
City	PUTNAM
State	CT
Zip	06260-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	21
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1044
Census Tract	903200

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 RIVER RD, PUTNAM, CT 06260-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage · Line of Credit CENTREVILLE BANK
Apr 27, 2021	Deed of Trust, Mortgage · Balloon Mortgage CENTREVILLE BANK
Sep 2, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20201138
Deed Book / Page	834 / 482
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	551 RIVER RD, PUTNAM, CT 06260-2925
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000870-304
Date	May 20, 2025
Book Page	870/304
Instrument	727

Lender

Name	CENTREVILLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	551 RIVER RD, PUTNAM, CT 06260-2925
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000840-649
Date	Apr 27, 2021
Book Page	840/649
Instrument	733

Lender

Name	CENTREVILLE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Sep 2, 2020
Property Address	551 RIVER RD, PUTNAM, CT 06260-2925
Document Number	834-482
Book / Page	000834 / 000482
Instrument Date	Aug 31, 2020
Instrument	1138
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 RIVER RD PUTNAM CT 06260, PUTNAM, CT 06260

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,392.00	$338,200 (+46.28%) Land $43,600 Building $294,600	$236,740 Land $30,520 Building $206,220
2024	$6,392.00 (+18.7%)
2023	$5,385.00 (+4.97%)	$231,200 (-) Land $34,300 Building $196,900
2022	$5,130.00	$231,200 Land $34,300 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50

May also be available: Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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