Bergen County and River Vale Township property record for 554 Prospect Ave, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 1,544 sqft · built 1949 |
| Lot Size | 0.636 acres (27,722 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Nov 2013) |
| Tax Bill | $14,568 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00809-0000-00020 |
| Primary APN | 53-00809-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 27,722 sqft (0.636 acres) |
| Lot Dimensions | 168 ft deep x 165 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 554 PROSPECT AVE |
|---|---|
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 165X168 |
| Legal Block | 809 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 49001 |
Source: Bergen County and River Vale Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2013 · Amount on Record |
| Deed Sale | Nov 20, 2013 · Amount on Record |
| Deed Document Number | 2013120235 |
| Deed Book / Page | 1567 / 339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 554 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026160323 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 02616/0323 |
| Instrument | 17-039341.02 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,100 (-) Land $349,400 Building $170,700 | $520,100 (-) Land $349,400 Building $170,700 | |
| 2025 | $14,568.00 (+4.41%) Veteran's exemption | $520,100 (-) Land $349,400 Building $170,700 | $520,100 (-) Land $349,400 Building $170,700 |
| 2024 | $13,953.00 (+3.31%) | ||
| 2023 | $520,100 Land $349,400 Building $170,700 | $520,100 Land $349,400 Building $170,700 | |
| 2022 | $13,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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