Bergen County and River Vale Township property record for 550 Prospect Ave, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,416 sqft · built 2023 |
| Lot Size | 0.524 acres (22,817 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Aug 2021) |
| Tax Bill | $30,811 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00809-0000-00021 |
| Primary APN | 53-00809-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,416 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,817 sqft (0.524 acres) |
| Lot Dimensions | 169 ft deep x 135 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 054030 |
|---|---|
| Street Address | 550 PROSPECT AVE |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 135X169 6LT |
| Legal Subdivision | LORRAINE ESTATES |
| Legal Block | 809 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 49001 |
550 Prospect Ave is owned and occupied by an individual who acquired it in March 2022.
Source: Bergen County and River Vale Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Intrafamily Transfer, Transfer INSIGHT TITLE SERVICES LLC |
| Aug 9, 2021 | Deed, Transfer INSIGHT TITLE SERVICES LLC |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Nov 18, 1993 · Amount on File |
| Deed Document Number | 2021127807 |
| Deed Book / Page | 4319 / 1293 |
| Last Transfer Date | Mar 31, 2022 |
| Transfer Doc | 0046570561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 20, 2022 |
| Property Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Number | 0046570561 |
| Book / Page | 4657 / 561 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022043600 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 PAUL CT, 243, HILLSDALE, NJ 07642-1134 |
| Name | Verified Name |
|---|---|
| Address | 243 PAUL CT, HILLSDALE, NJ 07642-1134 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 9, 2021 |
| Property Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Number | 0043191293 |
| Book / Page | 4319 / 1293 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021127807 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 LARCH LN, 188, MAHWAH, NJ 07430-2069 |
| Name | Verified Name |
|---|---|
| Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Number | 0029360243 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 PROSPECT AVE RIVER VALE NJ 076755941, RIVER VALE, NJ 07675-5941 |
| Document Number | 0029360243 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 002936/000243 |
| Instrument | 32697 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2048 |
The 2025 property tax bill for 550 Prospect Ave was $30,811, up 2.6% from the year before.
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100,000 (-) Land $378,400 Building $721,600 | $1,100,000 (-) Land $378,400 Building $721,600 | |
| 2025 | $30,811.00 (+2.56%) | $1,100,000 Land $378,400 Building $721,600 | $1,100,000 Land $378,400 Building $721,600 |
| 2024 | $30,041.00 | ||
| 2023 | $399,700 Land $378,400 Building $21,300 | $399,700 Land $378,400 Building $21,300 | |
| 2022 | $10,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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