Bergen County and River Vale Township property record for 550 Prospect Ave, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,416 sqft · built 2023 |
| Lot Size | 0.524 acres (22,817 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Aug 2021) |
| Tax Bill | $30,811 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00809-0000-00021 |
| Primary APN | 53-00809-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,416 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,817 sqft (0.524 acres) |
| Lot Dimensions | 169 ft deep x 135 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 054030 |
|---|---|
| Street Address | 550 PROSPECT AVE |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 135X169 6LT |
| Legal Subdivision | LORRAINE ESTATES |
| Legal Block | 809 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 49001 |
Source: Bergen County and River Vale Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Intrafamily Transfer, Transfer INSIGHT TITLE SERVICES LLC |
| Aug 9, 2021 | Deed, Transfer INSIGHT TITLE SERVICES LLC |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Prior Sale | Nov 18, 1993 · Amount on Record |
| Deed Document Number | 2021127807 |
| Deed Book / Page | 4319 / 1293 |
| Last Transfer Date | Mar 31, 2022 |
| Transfer Doc | 0046570561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 20, 2022 |
| Property Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Number | 0046570561 |
| Book / Page | 4657 / 561 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022043600 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 PAUL CT, 243, HILLSDALE, NJ 07642-1134 |
| Name | Verified Name |
|---|---|
| Address | 243 PAUL CT, HILLSDALE, NJ 07642-1134 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 9, 2021 |
| Property Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Number | 0043191293 |
| Book / Page | 4319 / 1293 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021127807 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 LARCH LN, 188, MAHWAH, NJ 07430-2069 |
| Name | Verified Name |
|---|---|
| Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 550 PROSPECT AVE, RIVER VALE, NJ 07675-5941 |
| Document Number | 0029360243 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 PROSPECT AVE RIVER VALE NJ 076755941, RIVER VALE, NJ 07675-5941 |
| Document Number | 0029360243 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 002936/000243 |
| Instrument | 32697 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100,000 (-) Land $378,400 Building $721,600 | $1,100,000 (-) Land $378,400 Building $721,600 | |
| 2025 | $30,811.00 (+2.56%) | $1,100,000 (+175.21%) Land $378,400 Building $721,600 | $1,100,000 (+175.21%) Land $378,400 Building $721,600 |
| 2024 | $30,041.00 (+184.16%) | ||
| 2023 | $399,700 Land $378,400 Building $21,300 | $399,700 Land $378,400 Building $21,300 | |
| 2022 | $10,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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