531 N Cherry St, Banning, CA 92220 Property Records

Riverside County property record for 531 N Cherry St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$164,181 (Apr 2004)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`541-091-015`

Property Details

APN / Parcel Number

Primary APN	`541-091-015`
Alternative APN	`541091004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	541091004
Street Address	531 N CHERRY ST
City	BANNING
State	CA
Zip	92220-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR BLK 159 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal Subdivision	MAP OF PART OF BANNING COLONY LANDS
Legal Block	159
Legal Lot Number	159
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4008
Census Tract	44200

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	531 N CHERRY ST, BANNING, CA 92220-5740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2004 · Amount on Record
Deed Sale	Apr 1, 2004 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	2004232004
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000296877
Record Updated	Oct 29, 2026

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 25, 2018
Property Address	531 N CHERRY ST, BANNING, CA 92220-5740
Document Number	0000031083
Map Reference	MB 5 PG 186
Instrument Date	Jan 18, 2018
Instrument	2018-0031083
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	531 N CHERRY ST, BANNING, CA 92220-5740

Mortgage

Document Number	0000031084
Date	Jan 25, 2018
Instrument	2018-0031084

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,808 (+2%) Land $57,992 Building $179,816
2025	$3,171.00 (+2.13%)	$233,146 (+4.04%) Land $56,855 Building $176,291
2024	$3,105.00 (+0.16%)
2023	$3,100.00 (+2.18%) Homeowner's exemption	$224,096 Land $54,649 Building $169,447
2022	$3,034.00
2021			$263,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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