554 Main St, Sturbridge (Fiskdale), MA 01518 Property Records

Worcester County and Sturbridge Town property record for 554 Main St, Sturbridge, MA 01518

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 3,930 sqft · built 1850
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Mar 2019)
Tax Bill	$7,401 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-02421-554`

Property Details

APN / Parcel Number

Primary APN	`415-02421-554`
Alternative APNs	`STUR M:415 B:000 L:2421-554` `M:415 B:000 L:2421=554`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,930 sqft Living Area
Gross Area	8,358 sqft
Basement Area	1,872 sqft
Unfinished Basement	1,872 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	415-02421-554
Street Address	554 MAIN ST
City	FISKDALE
State	MA
Zip	01518-1301
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CTD
Legal Lot Number	2421
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	3
Census Block	3012
Census Tract	758103

Owner

554 Main St, a residential property, is owned by a company that bought it in March 2019.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 638, STURBRIDGE, MA 01566-0638
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage SOUTHBRIDGE CU
Oct 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage SAVERS COOPERATIVE BANK
Mar 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVERS COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Jul 24, 2018 · Amount on File
Deed Book / Page	60199 / 213
Prior Transfer Date	Feb 7, 2019
Prior Transfer Doc	060199-213
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	554 MAIN ST, STURBRIDGE, MA 01518-1301
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072338-226
Date	Jul 31, 2025
Book Page	72338/226
Instrument	63936

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	554 MAIN ST, STURBRIDGE, MA 01518-1301
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066256-362
Date	Oct 8, 2021
Book Page	66256/362
Instrument	142035

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Mar 27, 2019
Property Address	554 MAIN ST, STURBRIDGE, MA 01518-1301
Document Number	60199-213
Book / Page	60199 / 213
Instrument Date	Feb 7, 2019
Instrument	26640
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WALES RD, HOLLAND, MA 01521-2903

Mortgage

Document Number	26641
Date	Mar 27, 2019
Instrument	26641

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 554 Main St was $7,401, up 3% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,401.00 (+3.03%)	$474,400 (+5.21%) Land $61,700 Building $412,700
2025	$7,183.00 (+5.4%)	$450,900 (+9.1%) Land $59,300 Building $391,600
2024	$6,815.00 (+6.45%)	$413,300 (+16.65%) Land $58,100 Building $355,200
2023	$6,402.00	$354,300 Land $50,500 Building $303,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 554 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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