Madison County and Oneida City property record for 554 Main St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,265 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2022) |
| Tax Bill | $7,616 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2017 Loan Modification + 1 more |
| APN | 251201 38.49-1-22 |
| Primary APN | 251201 38.49-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 985 sqft |
| 2nd Floor Area | 985 sqft |
| Attic | Attic |
| Attic Area | 295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 196 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 554 MAIN ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 30102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Madison County and Oneida City records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 554 MAIN ST, ONEIDA, NY 13421-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2022 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CO |
| Jan 19, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CITIZENS BK |
| Feb 8, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on Record |
| Deed Sale | Aug 4, 2022 · Amount on Record |
| Prior Sale | Nov 5, 2013 · Amount on Record |
| Deed Document Number | 20224609 |
| Prior Transfer Date | Sep 21, 2004 |
| Prior Transfer Doc | 1315000089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Aug 4, 2022 |
| Property Address | 554 MAIN ST, ONEIDA, NY 13421-2442 |
| Document Number | 0000000609 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022-4609 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3A BALL RD, SYRACUSE, NY 13215-1601 |
| Document Number | 0000000610 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022-4610 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 554 MAIN ST, ONEIDA, NY 13421-2442 |
| Document Number | 0000000705 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | QUICKSILVA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 554 MAIN ST ONEIDA NY 134212442, ONEIDA, NY 13421-2442 |
| Document Number | 0000000705 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 705 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 7, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Feb 8, 2017 |
| Property Address | 554 MAIN ST, ONEIDA, NY 13421-2442 |
| Document Number | 0000000703 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | QUICKSILVA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 MAIN ST ONEIDA NY 134212442, ONEIDA, NY 13421-2442 |
| Document Number | 704 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 704 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 7, 2032 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,616.00 (+193.94%) | $153,100 (-) Land $12,700 Building $140,400 | $215,634 (+7.04%) Land $17,887 Building $197,747 |
| 2023 | $153,100 (+16.6%) Land $12,700 Building $140,400 | $201,447 (+27.34%) Land $16,710 Building $184,737 | |
| 2022 | $2,591.00 Homeowner's exemption | $131,300 Land $12,700 Building $118,600 | $158,193 Land $15,301 Building $142,892 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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