Madison County and Oneida City property record for 552 Main St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,389 sqft · built 1928 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,500 (Jul 2014) |
| Tax Bill | $8,577 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| APN | 251201 38.49-1-21 |
| Primary APN | 251201 38.49-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,389 sqft Living Area |
| 1st Floor Area | 1,593 sqft |
| Upper Floors Area | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 552 MAIN ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 30102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 552 MAIN ST, ONEIDA, NY 13421-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jun 28, 2021 | Deed of Trust, Mortgage · ARM QUICKEN LOANS INC |
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2014 · Amount on Record |
| Deed Sale | Jul 28, 2014 · Amount on Record |
| Prior Sale | May 16, 2005 · Amount on Record |
| Deed Book / Page | 2014 / 3900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 552 MAIN ST, ONEIDA, NY 13421-2442 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000855 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-2855 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 552 MAIN ST, ONEIDA, NY 13421-2442 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 552 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-4552 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.2% |
| Type Change Date | Jul 1, 2028 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 552 MAIN ST, ONEIDA, NY 13421-2442 |
| Document Number | 0000001044 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 552 MAIN ST ONEIDA NY 134212442, ONEIDA, NY 13421-2442 |
| Document Number | 0000001044 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 1044 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,577.00 (-1.48%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $8,706.00 (+190.39%) | $175,000 (-) Land $12,700 Building $162,300 | $246,479 (+7.04%) Land $17,887 Building $228,592 |
| 2023 | $175,000 (-) Land $12,700 Building $162,300 | $230,263 (+9.21%) Land $16,711 Building $213,552 | |
| 2022 | $2,998.00 Homeowner's exemption Senior Citizen's exemption | $175,000 Land $12,700 Building $162,300 | $210,843 Land $15,301 Building $195,542 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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